How I work
One move, one person coordinating it.
I'm licensed in both real estate and mortgage lending. So when you've outgrown your home and you're moving up, I can be your listing agent on the place you're selling and your loan originator on the place you're buying next, with both sides mapped to one timeline. Two transactions, one role on each, and your choice the whole way through.
On this page
The gap most moves fall into
Two companies that never talk to each other.
Picture the usual move-up. You hire an agent at one company to sell your current home. You apply with a lender at another company for the home you're buying next. The two never meet. You end up in the middle, carrying messages back and forth, hoping the sale of one home and the financing of the other land on the same week. When the timing slips, you feel it.
That gap between the two sides is where a move turns stressful and where deals come apart. The sale closes late and the purchase has no funds ready. The financing hits a snag nobody saw coming because no one was watching both calendars at once. I got tired of watching good moves stall in that handoff, so years ago I learned both halves of the deal myself. Now one person keeps the sale and the purchase pointed at the same finish line.
The coordinator model
One role per deal. The other always a separate professional.
Here is the line that never moves. On any single transaction I take one role, never both at the same time. The other half is always handled by a separate licensed professional. The advantage comes from one person who understands both sides of the move and keeps them coordinated, so the gap between them stays watched.
One role per transaction
On a given purchase I am either your agent or your loan originator. Never both at once on the same deal. That line is fixed.
Disclosed in writing
Whichever role I hold, and the fact that I am licensed for both, goes to you in writing before we start. Nothing about it is a surprise.
Coordination, not double duty
You get one point of contact who reads both the contract and the financing, so the two stay in sync and far less slips in the space between them.
When you're buying
On the buy side, I usually handle the financing.
When you come to me through Moving Utah to buy, my main role is your lender. I originate the loan, and a separate agent represents you, either someone I refer or an agent you already trust. The payoff is real: the person handling your financing reads the contract and the closing timeline and works right alongside your dedicated agent, instead of learning about your deal secondhand a week before closing. Two pros, one shared calendar.
On some purchases it makes more sense for me to be your buyer's agent while a separate lender handles the loan. Either way the rule holds. One role for me, a separate licensed professional on the other half, disclosed up front, never both seats on the same purchase. The setup flexes to fit your move. The line never does.
When you're selling
On the sell side, I am your listing agent.
Here in Southern Utah, when you sell, I am your listing agent. Pricing it right. Marketing it. Negotiating the offer. Holding the whole thing together through closing. And if you're buying your next home too, this is the moment the coordination earns its keep. I can list the home you are leaving and line up the financing on the one you are moving into, and I can map those two timelines so they meet where you need them to.
Selling and buying at the same time is the hardest timing in real estate. One closing leans on the other, and a single missed date can topple both. That is the exact problem this is built for. I list your current home as your agent, then handle the financing on your next one as your loan originator. One role on each. A separate licensed professional in the other seat every time. Two transactions, mapped to one timeline, so the sale and the purchase are working toward the same closing instead of colliding.
See how selling and buying at the same time works, or start with the overview of selling with Moving Utah.
Your choice, always
Using me for one is never a condition of the other.
This is the part I want to be unmistakable, because it is the heart of doing this honestly. You are always free to choose your own agent and your own lender, and that freedom is what keeps everything else fair.
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Your agent is your call. If I refer you to a buyer's agent, you can take the referral or pick your own. A referred agent is a convenience I offer, never a requirement, and saying no costs you nothing with me.
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Your lender is your call. You can finance with any lender you want. Using me for your loan is never a condition of buying a home or of being represented by me. Your choice stays open the whole way.
How I'm paid
Said plainly, because you should know.
When I act as your agent, I am paid through the real estate commission, which is negotiable and agreed in writing before I list your home or represent you. When I act as your loan originator, I am compensated through the mortgage transaction. There is no separate fee for the coordination. That part comes with working together.
Yes, I have a financial interest in whichever role I hold. So does any agent and any lender. The difference is that I put it in front of you on purpose, because your free choice of the other professional is what keeps the whole thing fair. If a referral ever involves a fee, that gets disclosed to you in writing too. Honesty is the only version of this I am willing to run.
Questions, answered
The honest specifics.
No. On any single transaction I take one role only, never both at once, and the role is disclosed in writing before we go to work. If I am your agent on a purchase, you use a separate lender. If I am handling the financing, you use a separate agent. The coordination happens across two licensed roles, not by one person wearing both hats on one deal.
No, and you never will. You may use any lender you choose, and financing through me is never a condition of buying or of representation. The same goes the other way: if I am your lender, you are free to choose your own agent. Using one service is never required to receive the other.
Most moves run through two companies that never talk to each other, and deals slip in the gap between them. Because I understand both the real estate side and the financing side, the person guiding you can see the whole picture and head off the surprises that usually show up late. It is one point of coordination across two roles, with a separate licensed professional always handling the other half.
No. Coordinating across the two roles is simply how I work, not an added fee. When I act as your agent I am paid through the real estate commission, which is negotiable and agreed in writing. When I act as your loan originator I am compensated through the mortgage transaction. I have a financial interest in whichever role I hold, which is exactly why I disclose it and why your choice of the other professional is entirely your own.
Keep exploring
Still have a question about how this works?
Tell me whether you're buying, selling, or both, and I'll walk you through exactly which role I'd play and what stays your choice. No pressure, just a straight answer.