Divorce real estate in Utah
Utah divorce real estate agent and mortgage lender
A divorce puts your biggest asset in the middle of a hard year. I am Scott Buehler, and I hold two Utah licenses: real estate agent and mortgage lender. I handle the house side of a divorce, next to your attorney. That covers what the home is worth, whether one of you can keep it, the sale if it sells, and the next home for each of you.
I can sell the home you share. Then, when each of you is ready to buy again, I can handle the mortgage and help you plan the money for that next purchase. For the search, I work with partner agents who specialize in divorce real estate. You get one steady person from the sale through your next set of keys.
Or send a text or a message. I reply within one business day, and what you tell me stays private.
Talk to a Utah family law attorney first. Everything on this page is general information about the real estate side of divorce, not legal advice. How your property is divided is a legal question that belongs with your attorney. I work alongside that guidance, never ahead of it.
On this page
What a divorce real estate agent does
One person for the house, next to your attorney
A divorce real estate agent handles the house part of a divorce. There are three jobs. The first is to find out what the home is worth today. The second is to show you and your attorney what each choice does to the money. The third is to carry out the choice, which means selling the home or helping one of you keep it.
Most agents can do only part of that. They can price a home and sell it, but they cannot tell you if one income can carry the loan. I can, because I am also a licensed mortgage lender. So you get the whole picture in one talk: the value, what a sale would leave after the loan and the costs, and whether keeping the house is real or only a hope.
I do not take sides, and I do not give legal advice. Your attorney leads. I bring the numbers and do the house work.
Your attorney handles
How property is divided, the decree, who is on title, and every legal deadline. Nothing here takes the place of that advice, and I never get ahead of it.
I handle
What the home is worth, what a sale would leave you, whether a one-income loan can work, and the selling or buying itself. All of it in writing.
You decide
Whether to keep the house or let it go. You make that choice with your attorney's advice and real numbers, not guesses and pressure.
What I do for you
Eight things I handle, so you do not have to
Here is the work, piece by piece. You can use all of it or only the part you need. The first talk and the written value are free, and you do not have to list with me.
A written value both of you can use
I study recent sales of homes like yours. Then I meet with you and go over the report. Both spouses and both attorneys can have the same copy. It is a market study, not an appraisal, and the report says so.
The sale math and the buyout math
What would a sale leave after the loan and the costs? What would it take for one of you to buy the other out? I put both on one page so you can compare them. The equity guide explains how Utah looks at the split.
A one-income loan check
Before anyone fights for the house, I look at whether one income can carry a loan on it. I tell you early and plainly. It is a first look, not a loan approval, and no figures are promised.
A neutral sale
If the home sells, both of you are my clients, together, as the seller. I do not take either side. Both of you get the same news at the same time, in writing.
A quiet sale, if you want one
No yard sign. Showings by appointment only. No word about the divorce in the listing, in the photos, or to buyers.
Talks with your attorneys or mediator
With your OK, I talk with either attorney or with your mediator about the house numbers and the sale timeline. They get the same report you do.
A closing that follows your decree
I work with the title company so the sale money is paid out the way your decree or signed agreement says. Neither of you has to collect from the other.
The next home, for each of you
Rent or buy, now or later. I help each of you plan the next place at your own pace. Start with renting or buying after divorce.
Step by step
How it works, from first call to closing
Every divorce is different, but the house work tends to follow the same order. Doing these steps out of order is where money gets lost.
A private first call
You tell me where things stand. I listen, and I answer what I can. One of you can call first, and I keep what you tell me private. If I later list the home for both of you, both of you get the same facts about the house and the sale.
Your attorney goes first
Before any move on the house, your attorney weighs in. Once a case is filed, Utah's automatic injunction generally bars both spouses from selling or borrowing against property without the other's written consent or a court order. How the timing works.
I value the home
I study recent sales near you and walk through the home when I can. Then we set a time and I go over the report with you. Ask for a home value.
We look at both paths
Sell and split, or one of you keeps it. I show the money for each path. As a lender, I also check whether a one-income loan can work. How the equity splits.
You and your attorneys decide
The choice gets written into your settlement or your decree. I do not make it, and I do not push it. Who stays in the home.
If it sells, you both sign and I list it
Both owners sign the listing agreement. Before the sign goes up, we also agree in writing on the ground rules below: price, repairs, showings, and how I report to you. Selling the marital home.
Every offer goes to both of you
Each offer and each showing report goes to both of you at the same moment, in writing. Nobody gets a first look. Both of you sign to accept, to counter, or to turn it down. If one of you says yes and the other says no, I do not break the tie. The ground rules sheet and your attorneys do.
Closing and the money
The title company pays off the loan and the costs. Then it pays out the rest the way your decree or signed agreement says. If the split is not settled yet, the money can wait in escrow.
If one of you keeps it, the loan changes
The spouse who keeps the home usually gets a new loan in one name. That is also how the other spouse comes off the loan. A deed alone does not do it. Divorce and the mortgage.
The next home
When each of you is ready, we line up the loan first and then the search. Some people rent for a while first, and that is a fine plan. Buying after divorce.
The ground rules
My rules with two spouses, in writing
Two owners who are parting ways still have to make every choice about the sale together. That works when the rules are written down first. These are mine.
What I will do
- Give both of you the same facts at the same time, in writing.
- Keep one written record of every choice: the price, the repairs, the offers.
- Show every offer to both of you at the same moment.
- Follow your decree or your signed agreement to the letter.
- Tell you plainly when a question belongs to your attorney or a CPA.
- Keep the divorce out of the listing and away from buyers.
What I will not do
- Take a side, or carry one spouse's case to the other.
- Give legal or tax advice.
- List the home before your attorney says the sale is allowed.
- Share your private plans, such as where you are moving or what you can spend next.
- Push you to sell when keeping the home works, or to keep it when the loan will not.
- Promise a price, a sale date, or what a judge will accept.
Before the sign goes up
The ground rules sheet both of you sign
Most fights in a divorce sale are about the same few things. So we settle them on one page before the home is listed. Your attorneys or your mediator can look it over first. It is a working paper for the sale, not a legal document, and your decree always wins.
Keep it or sell it
Three paths for the house, and what each one takes
Nearly every Utah divorce ends with the house going one of three ways. Which way yours goes comes from your settlement or the judge, not from me. Utah divides marital property by what is fair, and fair does not always mean half and half. The Utah State Courts self-help page on property explains the rule.
What I add is the money side of each path, so you and your attorney can weigh them with real numbers.
| Sell and split | One of you keeps it | Keep it together for now | |
|---|---|---|---|
| What happens | The home sells. The loan and the costs get paid. The rest is split the way your decree says. | One spouse keeps the home and pays the other their share. | You both stay owners for a set time, then sell. Your decree sets the date or the event that starts the sale. |
| The loan | Paid off at closing. Both names come off. | The spouse who stays usually gets a new loan in one name. Some loans can be taken over if the lender approves. | Both names stay on the loan, and both of you still owe it. |
| What you need first | A value, both signatures, and a clear go-ahead from your attorney. | A value you both accept, and proof that one income can carry the loan. | Written terms: who pays, who lives there, and when it ends. |
| Watch for | The costs of selling come out before the split. | A deed alone does not take a name off the loan. | One late payment can hurt both credit reports. |
| Where I come in | I value it, list it, and sell it as the neutral agent. | I value it and, as a lender, check the one-income loan. | I value it now, and I sell it when the time comes. |
Sometimes no cash changes hands at all. One spouse keeps the house, and the other keeps something else of like value, such as a retirement account. Ask your attorney and a CPA about that trade, because a house and a retirement account are not taxed the same way.
Each path has its own guide: selling the marital home, dividing home equity, and who stays in the home.
The loan side
What a lender knows that an agent does not
This is the part most agents cannot help with, and it is where the biggest mistakes get made. I write loans for a living, so here is what the loan side looks like in plain words.
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A divorce does not take a name off a loan. The lender is not part of your case. Only three things take a name off a mortgage: a new loan in one name, a takeover of the loan that the lender approves with a release for the other spouse, or a sale that pays the loan off.
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A deed is not the loan. A quitclaim deed moves ownership. It does not touch the debt. Sign the deed too soon and you can end up owning nothing while still owing everything. Ask your attorney when the deed should be signed.
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Support can count as income. Alimony or child support you receive can often count toward a loan, when it is in a signed order, you can show you are getting it, and it will keep coming for a while. Support you pay counts as a monthly debt.
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The old loan can follow you. If your name stays on the old loan, that payment can count against you when you apply for a new one, even when the decree says your former spouse pays it.
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Some loans can be taken over. FHA, VA, and USDA loans can often be taken over by one spouse with the lender's approval. Most conventional loans cannot. The paper that matters is the release that takes the other spouse off the debt.
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The lender cannot call the loan over the divorce alone. Federal law generally stops a lender from making the loan due just because a decree gives the home to one spouse. But that rule does not take the other spouse's name off the loan.
The new loan usually closes at the decree or after it, because the decree spells out the buyout. The checking can start much sooner. I never quote a rate or a payment on a page. Your numbers come from your own file. On any one purchase I act as your agent or your lender, never both at once, and each role is put in writing.
When it gets hard
Twelve hard spots, and how I handle each one
Not every divorce sale is calm, and not every home is simple. Here is how I handle the harder ones. Where the answer is a legal one, I say so and send you to your attorney.
One spouse will not sign
I cannot list a home without every owner. If the two of you cannot agree, that goes back to your attorneys. A judge who divides the property can order the home sold or give it to one of you. Once there is an order, I follow it and keep a written record of each step.
One of you still lives there
Who lives in the home during the case is for the two of you or the court. It does not decide who ends up with the house. For the sale, we set showing hours and fair notice in writing, so the spouse living there is not caught off guard. Both of you sign the seller disclosure. The spouse who knows the home best fills it out, and the other reads it before signing. Who stays in the home.
You do not agree on the price
I show both of you the same recent sales. If you still disagree, some couples agree ahead of time to accept one neutral appraiser. Others each get an appraisal and meet in the middle. Or the attorneys and the court settle it. I do not pick a winner.
You do not agree on repairs
I get bids and show both of you the same numbers. You set a repair limit in writing before work starts. If you cannot agree, the home can be sold as it is, at a price that fits its condition.
You owe more than it is worth
First I check that the home is truly worth less than the loan. If it is, a short sale may be a path. The lender has to agree in writing to take less, and both borrowers have to take part. Divorce and a short sale.
You want it sold before the decree
It can be done with a signed agreement between you or with a court order. Both of you sign the sale papers. The money left after the loan and costs usually waits in escrow until the decree says how to split it. Selling before the divorce is final.
One spouse has moved out of state
Most of a sale can be done by phone, email, and e-signature. For closing, the title company can often set up a signing where that spouse lives. Tell me early so the title company has time to plan it.
There is a VA loan, or one of you serves
A VA loan can often be taken over with the lender's approval. But if a spouse who is not a veteran takes it over, the veteran's VA benefit can stay tied to that home until the loan is paid off. Ask before you agree to it. How VA entitlement works.
It is a rural home or acreage
Land takes more care to value, and much of Southern Utah is land. Water rights and irrigation shares can pass on their own papers, apart from the deed. Wells, septic systems, and outbuildings all change the price. Land taxed as farmland can owe a rollback tax if its use changes. See Utah water rights and greenbelt tax status.
The home will sit empty
If you both move out, tell your insurance agent. Many policies limit what they cover on an empty home. Decide in writing who pays the loan, the power, and the yard care until it sells. A missed loan payment can hurt both credit reports.
There is more than one property
A rental, a cabin, or a lot gets the same work: a written value and the sale numbers for each one. A rental with a renter in it adds lease terms to the plan. Selling a rental property.
You do not feel safe
Tell your attorney, and call 911 if anyone is in danger. I can meet with each of you apart, keep your new address and phone number private, and set showing times so the two of you are never there together. If a protective order is in place, tell me so I can follow it.
For attorneys and mediators
What I bring to a case, and where I stop
If you practice family law or mediate in Utah, here is what I can bring to a case, and where I stop.
What you can ask me for
- A written market value built from recent sales, with the sales attached.
- A net sheet for a sale, and the cash a buyout would take.
- A first look, as a lender, at whether a one-income loan can work.
- One contact for both sides during the sale, with the same written updates to each.
- A sale timeline that fits your dates, such as mediation and the terms of the decree.
- Work with the title company on signed payout instructions.
- A written record of each choice and each missed deadline, if the court needs it.
Where I stop
I am not an appraiser, and my report is not an appraisal. If the case needs one, I will say so. I do not give legal advice, write settlement terms, or tell either spouse what to ask for. I talk about a client's file only when that client says I can.
For mediation
The ground rules sheet on this page works well at the table. It lists the choices a sale will need, so the two sides can settle them in one sitting: the price, the price drops, the repair limit, the showing rules, and what happens when one side does not answer in time.
Where I work in Utah
Southern Utah in person, the rest of Utah case by case
I work with divorcing homeowners across Utah. How I do it depends on where the house is, and I would rather tell you that plainly than claim to be local in every town.
Southern Utah divorce real estate agent
In Iron, Washington, Kane, Garfield, and Beaver counties, I do the work myself. I have lived in Southern Utah for more than 20 years, and I am based in Cedar City. I value the home, meet with you, and list it and sell it if it sells.
St. George and Washington County
St. George, Washington, Hurricane, Ivins, Santa Clara, and La Verkin are all a short drive from my home base. Homes here range from golf course and resort areas to new subdivisions and desert lots, and each kind takes its own pricing work. If you need a St. George divorce real estate agent, I handle it myself.
Cedar City and Iron County
This is home. Cedar City, Enoch, Parowan, and the land around them mix town lots with horse property and acreage, where water rights and wells change the price. If you need a Cedar City divorce real estate agent, you get me in person.
Salt Lake, Utah County, and the Wasatch Front
North of my home base, it is case by case. I take some homes myself. For others, I bring in a partner agent I trust who works that area every day, and I stay on the file. I tell you which it is before you decide anything. The loan side I can handle myself anywhere in Utah.
Northern, central, and eastern Utah
The same rule holds from Logan to Moab. Tell me where the house is, and I will tell you plainly whether I take it myself or bring in a partner agent. Either way you get the same written value, the same loan check, and the same ground rules.
When I refer you to a partner agent, that agent's brokerage pays my brokerage a referral fee out of its own pay. It is never an added cost to you, and you are always free to choose any agent you wish.
Divorce guides and resources
Every house question here has its own guide
Thirteen guides cover the house questions a Utah divorce brings up. They are free, with no sign-up. Find where you are first. It tells you what to read and in what order.
Where are you right now?
Find the line that sounds like you and start with the first read. Each guide hands you to the next one when you need it.
We agree: the house sells.
Start with Selling the marital home. Want it sold before the decree? Selling before the decree covers how that works.
One of us wants to keep it.
Read Who stays in the home first, then Dividing home equity for the buyout math and Divorce and the mortgage for the loan.
We owe more than the house is worth.
Go to When there is no equity to split, and bring your attorney and your lender in early.
I am the one moving out.
Start with Renting after moving out, then Renting or buying after divorce when you are ready to look ahead.
The decree is signed. I am starting over.
Read Buying after divorce, with Buying on a single income and Rebuilding your credit as they apply.
I do not know where to start.
Read Divorce and your home in Utah and The divorce timeline. Those two set up the rest. Or skip the reading and tell me where things stand.
Start here
The overview
Divorce and your home in Utah
What happens to the house in a Utah divorce, the order that protects you, and who does what.
Read the guide
The timing
The divorce timeline
How the house steps line up with the court steps in Utah, so the timing holds no surprises.
Read the guideDeciding what happens
The decision
Who stays in the home
Who lives in the home while the case is open, and why that does not decide who keeps it.
Read the guide
Splitting equity
Dividing home equity
How Utah splits the equity: what is fair, what is marital, and the real choices for the house.
Read the guide
The mortgage
Divorce and the mortgage
What happens to the loan when one spouse keeps the home, and how the other comes off it.
Read the guideIf the home sells
Selling
Selling the marital home
How a home with two owners is sold in a divorce, and how the sale money is handled.
Read the guide
Before the decree
Selling before the decree
How an early sale works in Utah: both spouses sign, and the money waits in escrow.
Read the guide
Underwater home
When there is no equity to split
If the home is worth less than the loan, a short sale may be the cleanest path.
Read the guideYour place, during and after
Renting for now
Renting after moving out
Leases, two households on one budget, and buying again when the time is right.
Read the guide
Rent or buy
Renting or buying after divorce
Whether to rent for a while or buy again right away, with a plain readiness check.
Read the guide
Your next home
Buying after divorce
What to expect on the loan and the search when you are ready for a place of your own.
Read the guide
One income
Buying on a single income
How support counts, the old joint loan to clear first, and how to get ready.
Read the guide
Buying again
Rebuilding your credit
How credit works after a divorce, and steady ways to build it back before you buy.
Read the guideMore that helps
Not sure which one fits? Tell me where things stand and I will point you to the right one.
Run your own numbers
Six calculators for the house numbers
Want to see the numbers before you talk to anyone? These six calculators fit a divorce best. Each one runs in your browser and asks for no sign-up.
If it sells
Seller net sheet
See what a sale could leave after the loan, the commission, and the closing costs.
Open the calculator
Your equity
Home equity calculator
See about how much equity is in the home today, with a range around it.
Open the calculator
Timing
Sell now or wait?
Compare selling now with waiting, side by side, with the costs of each.
Open the calculator
The whole move
Financial transition calculator
Today's payment, your equity after selling costs, and what the next home could cost each month.
Open the calculator
One income
Home affordability calculator
See what price range one income and its debts may support for the next home.
Open the calculator
Rent or buy
Rent vs. buy calculator
Compare renting and buying year by year, and find where the two lines cross.
Open the calculatorEvery result is an estimate, not a loan offer or a promise of what a home will sell for. Each calculator page carries its own full disclosures. See all the calculators.
Meet Scott
Why work with me on the house
I am Scott Buehler. I live in Cedar City, and I have lived in Southern Utah for more than 20 years. I am a real estate agent with Real Broker, LLC, and a mortgage loan originator with Guild Mortgage.
I built Moving Utah to give people plain answers before anyone asks for their business. That is why every guide on this page is free to read. A divorce moves at the speed of the court and your attorney, not at the speed of a sale, and I will not rush you.
- Real estate license
- Real Broker, LLC
- Mortgage license
- Guild Mortgage, NMLS #1794818
- Home base
- Cedar City, Utah
- My reply
- Within one business day
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Two licenses, one talk. What is it worth, and can one of us keep it? The first is an agent's question and the second is a lender's. Most people ask two offices and hope the answers line up. With me you ask once.
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Neutral, and in writing. When both of you own the home, both of you are my clients. Same facts, same time, on paper. That keeps the house from turning into one more fight.
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Private by default. No word about the divorce in the listing or to buyers. A quiet sale with no sign if you want one. Your plans for what comes next stay with you.
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No push to list. I will tell you to wait, to rent, or to keep the house when that is what the numbers say. The written value is yours to use even if you never hire me.
What it costs
What my help costs, with nothing left out
Money is tight in a divorce. So here is every way I get paid, and every part that is free.
Want the full list of what a sale costs? See the costs of selling, or run your own numbers on the seller net sheet.
Questions, answered
What people ask a divorce real estate agent
A divorce real estate agent handles the house part of a divorce. That means finding out what the home is worth, showing what a sale or a buyout would do to the money, and then selling the home or helping one spouse keep it. The agent works next to your attorney and does not give legal advice. I do that work across Utah, and because I am also a licensed mortgage lender, I can check the loan side in the same talk.
No law in Utah says you do. Any licensed agent can list a home in a divorce. Some agents hold divorce titles from private training groups. I do not hold one. What I bring is two state licenses, real estate and mortgage lending, and a written process that treats both spouses the same. Ask any agent you are thinking about how they report to both of you, and what they do when the two of you disagree.
Yes, and most couples do. A home can only have one listing, and when both of you own it, both of you are the seller together. One agent who gives both of you the same facts at the same time keeps the sale from turning into a second fight. If you cannot agree on an agent, your attorneys can work it out or ask the court to decide.
Almost never. If both names are on the title, both must sign the listing and the deed. Even when only one name is on the title, a home bought during the marriage is usually marital property. Once a divorce is filed, Utah's automatic injunction generally bars both spouses from selling or borrowing against property without the other's written consent or a court order. Ask your attorney before any move on the house.
Take the timing from your attorney, because it depends on your case. Some couples sell while the case is open. Both sign, and the money waits in escrow until the decree says how to split it. Others wait for the decree. At any point I can put the value and the likely net in writing, so you pick the timing with real numbers in hand.
I cannot list or sell a home without every owner. If the two of you cannot agree, that goes back to your attorneys. A judge who divides the property can order the home sold or give it to one spouse. Once there is a signed agreement or a court order, I follow it, and I keep a written record of every step so both attorneys can see what happened.
There are three common ways: an agent's written market study built from recent sales, a formal appraisal, or one neutral appraiser that both of you agree ahead of time to accept. My report is a market study, not an appraisal, and it says so. I go over it with you and can share the same copy with both spouses and both attorneys. If your case needs an appraisal, hire a licensed appraiser.
Both of you do, in writing, before the home is listed. I show both of you the same recent sales and the same price range. If you still disagree, some couples accept one neutral appraisal, and others let the attorneys settle it. I do not pick a winner. I also ask you to agree up front on when and how the price drops if the home does not sell, so that choice is already made.
The spouse who keeps the home usually gets a new loan in one name. That new loan pays off the old one and can also pay the other spouse their share. It is also how the other spouse comes off the loan. Whether it works depends on one income, one credit file, and the equity in the home. As a lender I can look at that early and tell you plainly, with no figures promised.
No. A deed moves ownership. It does nothing to the loan. If you sign a deed and stay on the loan, you no longer own the home but you still owe the debt. Only three things take a name off a mortgage: a new loan in the other spouse's name, a takeover of the loan that the lender approves with a release for you, or a sale that pays the loan off.
No. The lender is not part of your divorce. A decree can say who must pay, but both names stay on the loan until it is refinanced, taken over with the lender's approval, or paid off. If the spouse who was told to pay misses a payment, it can show on both credit reports.
At closing the title company pays off the loan and the costs of the sale. Then it pays out what is left the way your decree or your signed agreement says. If the split is not settled yet, the money can wait in escrow until it is. Neither of you has to collect from the other.
Then there is no equity to split, only a debt to deal with. First I check that the home is truly worth less than the loan, using recent sales and the current payoff. If it is, the paths include a short sale that the lender approves in writing, keeping the home for now, or other choices that belong with your attorney. Both borrowers and the lender all have to agree to a short sale.
No. I do not put the divorce in the listing, the photos, or the sign, and I do not tell buyers or their agents why you are selling. Utah's seller disclosure form asks about the home, not about your reasons. If you want an even quieter sale, we can skip the yard sign and show the home by appointment only.
Yes. You do not have to be in the same room or on the same call. I report to both of you in writing at the same time, and I can meet or talk with each of you apart. Choices that need both of you are made in writing, with a clear deadline. If there is a protective order, tell me and your attorney, and we set up contact through your attorneys.
That is for the two of you to agree on in writing before any work starts. Many couples set a repair limit and split the cost, or take it from the sale money at closing when the contractor agrees to wait. I get the bids and show both of you the same numbers. If you cannot agree, the home can be sold as it is, at a price that fits its condition.
The sale itself takes as long as any other sale. The price and the condition of the home matter more than the divorce does. What a divorce adds is the wait for agreement. Utah requires at least 30 days between filing and a signed decree, and most cases run longer. I cannot promise a date. I can have the value and the plan ready so no time is lost once you both say go.
Sometimes, but ask your attorney before you ask a lender. A home bought while the case is open can change how property and debts are divided, and support that is not yet in a signed order usually cannot count as income for a loan. For most people, waiting for the decree makes the loan cleaner. When your attorney clears it, I can line up the loan talk and the search.
That is a question for a CPA, and it is worth asking before you pick a closing date. The tax rules for selling a home depend on how long each of you owned it and lived in it, and on the year you sell. I do not give tax advice. I can give your CPA the sale numbers they need.
Yes, case by case. In Iron, Washington, Kane, Garfield, and Beaver counties I do the work myself. In the rest of Utah I take some homes myself, and for others I bring in a partner agent I trust who works that area every day. I tell you which it is before you decide anything. The loan side I can handle anywhere in Utah.
Yes, when you say I can. I can go over the value, the sale numbers, the loan check, and the sale timeline with either attorney or with your mediator. I do not give legal advice or write settlement terms. I share one spouse's information only with that spouse's OK.
Nothing. The first talk and the written value are free, and you do not have to list with me. If I later sell the home, my pay is a commission set in a written listing agreement that both of you sign. Commissions are negotiable, and mine is paid from the sale money at closing.
Keep exploring
When you are ready, call me about the house
I am Scott Buehler, a Utah real estate agent, a licensed mortgage lender, and a Southern Utah resident for more than 20 years. Tell me where things stand, and I will tell you what I can take on: the written value, the loan check, the neutral sale, the next home. It costs nothing to talk, there is no pressure after, and what you tell me stays private.
I reply within one business day. Not in Southern Utah? Tell me where the house is. I take some sales myself and bring in a partner agent I trust for others.