Live Payson listings, filtered
Payson homes under $500K
Every Payson home listed under $500K, from every brokerage, appears on this page straight from the MLS. Below the listings you will read what that money buys around town and how to shop for it.
This page
- Filter
- Price under $500,000
- Area
- Payson, UT
- Sort
- Newest first
- Feed
- Wasatch Front Regional MLS, live
Want it narrower? Tell me your exact spec.
The newest listings under $500K
Listing information comes from the Wasatch Front Regional Multiple Listing Service and is deemed reliable but not guaranteed.
Part 1 of 3
Where Under $500K sits
The local read, the median line and the pricing tiers
The local read
Under $500K covers the old town, townhomes and newer plats
In shortPayson's typical home value is about $429,600 (U.S. Census ACS 2020-2024), and a $500K cap sits about $70,000 above it. That makes this the lowest of Payson's six price pages. It holds old-town houses, townhomes, and newer homes with smaller plans, live from the MLS and newest first.
Owners told the Census that a typical Payson home is worth about $429,600 (U.S. Census ACS 2020-2024). That is not a sale price. A $500K cap sits about $70,000 above it, and this is the lowest price page I keep for Payson.
Much of the older ground in Payson can fit this budget. The pioneer blocks around Main Street and Utah Avenue hold houses from the pioneer years to the mid-century, close to the Peteetneet Museum and Memorial Park. Orchard Park and Cherry Orchard Estates went in during the 1960s and 1970s. Townhomes fit here too, and some newer homes with smaller plans reach the top of the cap.
Age is the big question on this page. About a third of Payson homes were built before 1980, by the Census count. An older house may need a roof, wiring or pipes sooner than a newer one, and a townhome trades yard space for a shared wall. Plan for that before you fall for a photo.
The Payson guide lays out the six areas of town. If you want more room, the under $600K page shows what changes first. Tell me what you want, and I will connect you with a partner agent I trust in Utah County.
Stretch math
One step up
Under $600K leans toward the newer plats on the west and south sides, so you see fewer older houses there.
The bottom
No Payson page sits below this one, so a shared wall or an older house is often how a buyer stays under the cap. Weigh the age and shape of the home more than a cheaper list price.
Either way
Pick the kind of home first and the cap second. A shared wall, an older house and a newer small plan each ask for a different plan.
How this works. Scott Buehler is licensed in both real estate and mortgage lending and may assist with financing across Utah; local representation in Payson comes through a partner agent. Every role is disclosed, and you are always free to choose your own agent and your own lender. More on How I Work.
The median line
Where under $500K falls next to a typical Payson home
Payson's typical home value (~$429,600) is lower than the cap on this page. On the bar, the lowest page sits at the far left and the highest at the far right. Gold marks this page. The pin marks where the typical home value falls.
The pricing tiers
Which Payson price range fits your budget?
Every Payson home for sale lands on one of these six pages, each with its own live listings and a short local note. The highlighted tile marks where you are now.
Under $500K
PaysonUnder $600K
One step upSee homes under $600KUnder $700K
Two steps upSee homes under $700KUnder $800K
Three steps upSee homes under $800KUnder $900K
Four steps upSee homes under $900KOver $900K
The top of the marketSee homes over $900KOr set your own filters
Pan the whole Payson mapChoose your own price, beds, baths and home type, and the map shows each match. You can use the map without signing in.Open the map searchPart 2 of 3
What the money buys
What the money buys, stretch up, or hold here and the towns next door
What the money buys
Under $500K comes in three shapes
Most homes on this page fall into three groups. They differ in age, in what you share with a neighbor, and in how much work comes with them.
Old-town houses
These are the pioneer-era and mid-century houses on the grid around Main Street, Utah Avenue and Memorial Park, with the Peteetneet Museum on the hill at the east end. Houses here run from the pioneer years to the 1970s.
The cost: an older house may need repairs. What it buys: a settled street near downtown and the museum.
Townhomes
A townhome shares a wall with its neighbor. Spring Creek Townhomes sit on the west side, and Springside Meadows on the south side includes townhomes. The Census puts attached homes at about 5% of Payson homes.
The cost: a shared wall and less private yard. The upside: one of the lower ways into town.
Newer homes with smaller plans
Newer plats on the north end can reach this cap with a smaller plan. Villages at Arrowhead Park was built from 2019 to 2024, and Sterling Grove and Peteetneet Cove lie north of downtown.
The catch: less floor space or a smaller yard than the larger plans on the same street. What you get: newer roofs and systems.
One week may show mostly old-town houses, and the next may add new townhomes. The Homes for Sale page shows what is listed today.
Stretch up, or hold here
What each price range buys
Each price page holds a different kind of home, not a larger copy of this one. The table shows what changes as the list price rises, with Under $500K as the left column.
| Comparison point | Under $500K This page | Under $600K | Under $700K |
|---|---|---|---|
| Typical home shape | Old-town houses, townhomes, and smaller newer plans | Newer detached homes in west-side and south-side plats | Bigger floor plans on the north end and the east side |
| What you usually give up | The newest construction and the largest yards | Some of the savings an older house or a townhome brings | A bigger share of your budget |
| What you usually gain | A lower list price, and a choice between old, attached and new | More floor space and newer systems | More room inside and a bigger lot |
| Where these homes sit | Around Main Street and Memorial Park, plus Spring Creek and Springside Meadows | The west side by Exit 248, and the south side | The north end, and the east side toward the foothills |
| What to check first | The roof, the wiring, the pipes and radon | Flood zones and the parcel's tax area | The fault map and the soil report |
Your must-haves choose the page. Send me the two you care about most, and Then I can name the page to open first.
The towns next door
What does under $500K buy in the towns next door?
Payson's neighbors keep price pages too. Below are the four closest towns, showing where under $500K lines up and a link to each matching page.
The gold marker shows where this page's cap falls, at Under $500K.
Every figure is copied from that town's own price page with its source. Drive times come from the Utah drive times tool.
Part 3 of 3
How to shop under $500K
A four-step play
A four-step play
How to move at the lowest price range
Older homes and shared walls reward a buyer who comes prepared. These four steps keep the surprises small.
Get pre-approved first
A pre-approval is a lender's written check of your income and credit. Get the letter before you tour, so you know your real cap and can act on a home you like.
Choose the kind of home
Decide whether you want an old-town house, a townhome or a newer small plan. Each one needs a different repair budget and a different way of living, so one choice trims the list fast.
Inspect for age, and test for radon
Hire an inspector to look at the roof, wiring and pipes, and test for radon, a gas that rises from the ground. In the state's 2019 table, 31.1% of 472 short-term tests in ZIP code 84651 were at or above the fix-it level. That ZIP also covers Elk Ridge.
Price the repairs before you offer
Ask for the inspection list and put a cost beside each item. Then read the buying process and how to make an offer, so your offer reflects what the house needs.
Client reviews
What a past client said
These are real reviews from past clients, shown as they wrote them.
Posted by past clients on Google and Experience.com.
If you want a very competent, knowledgeable, personable, honest realtor, who has your back every step of the way, Scott is your guy! He leaves no stone unturned and genuinely has your best interests in mind at all times. He communicates every move. Working with Scott definitely made this the easiest and most stress free real estate transaction that I have ever experienced!! Thank you, Scott!!
Quick answers
Under $500K in Payson, answered
It buys three kinds of home: older houses on the town grid near Main Street and Memorial Park, townhomes such as Spring Creek and the Springside Meadows townhomes, and newer homes with smaller plans on the north end. The mix changes every week, so check the live listings above for what is for sale today.
It is above the typical value. That Census figure of about $429,600 comes from what owners say their homes are worth, so a $500K cap sits about $70,000 higher. Judge each listing against recent sales of similar homes nearby, not against that figure.
Yes, townhomes appear on this page. Attached homes are about 5% of Payson homes by the Census, and the county roll counts about 790 townhome or twin-home units. The townhomes page filters for them.
Check the roof, the wiring, the pipes and the heating, and test for radon. About a third of Payson homes were built before 1980. An inspector can price what is worn, and the home inspection guide explains what to expect.
Yes, often. Utahns call a one-story home a rambler. The county roll counts about 2,550 one-story homes in Payson, mostly with basements, so expect stairs inside even on a one-level listing. The single-story homes page filters for them.
Bring a pre-approval letter, plus a written list of your top must-haves. The letter shows sellers you can finish the purchase. The list keeps you from touring homes that miss your top two needs.
Talk to Scott
Looking at the lowest price page and unsure where to start?
Tell me your budget and what you want in a home. I connect you with a partner agent in Utah County, who shows the homes and writes the offer with you.
How it works in Payson
- A second opinionSend me a Payson house you like. I will ask a partner agent what its age and street say about the price, and I will pass back what to check first.
- Tours with a partner agentA partner agent I trust in Utah County walks the homes with you, helps write the offer, and stays through closing.
- A lender's eye, tooI am licensed in both real estate and lending. On any one purchase I take one role. If I am your lender on an older house, I can flag early when a loan might be hard to get.
- A reply from meCall or text me about a listing you saw here. I reply within one business day.
Or call me: (435) 357-4345I reply within one business day.
Referral disclosure. Outside Southern Utah, I connect home sellers and buyers with partner agents I trust in their area. If you choose to work with an agent I refer, that agent's brokerage pays my brokerage (Real Broker, LLC) a referral fee. The fee comes out of the agent's compensation; it is not an added cost to you. You are always free to choose any agent you wish, and using a referred agent is never required.