Live Santa Clara listings, filtered
Santa Clara homes under $550K
Below are all the Santa Clara homes for sale under $550K, from every brokerage and updated live from the MLS. After the grid you will find out what this price buys, and how a purchase at this level tends to go.
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- Price under $550,000
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- Santa Clara, UT
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- Washington County MLS, live
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The listings under $550K
Listing information comes from the Washington County Board of Realtors MLS and is deemed reliable but not guaranteed.
Part 1 of 3
Where Under $550K sits
The local read, the median line and the pricing tiers
The local read
Under $550K is the lower middle of the market
In shortIn 2025 the Santa Clara median sale price was $656,995, according to my market report, so under $550K sits in the lower middle of the market. You get the widest selection in town here: established detached homes, updated ranches, and newer attached housing. Listings come live from the MLS, priced high to low.
Here is the frame. In my 2025 market report, the Santa Clara median sale price came to $656,995, so this range sits below the median. It offers the widest mix in town. You will see established detached homes, updated ranches on the older hillside blocks, and the upper end of the condo and townhome market. This is where the most listings and the most choice live.
Just below the median, you move past the homes that need major work and into homes that are ready to move in, or close to it. Look for established ranchers in the older hillside neighborhoods and updated single-story homes near the historic core, with real yards and mature trees. Some newer attached housing sits on the north side of town. Santa Clara homes rarely change hands, so supply is small by most cities' standards, but this is where it runs deepest.
Expect real competition, but not a frenzy. More buyers shop in this range than anywhere else in town, and a fairly priced home that is ready to move in can still sell fast in spring. A pre-approval keeps you ready when one does and puts you ahead of the buyers who have not done that work yet.
Torn between this range and the one below? The under $450K page is the lowest range, with more homes that need work and fewer homes to choose from. The cost of living page shows the wider budget picture, and the Santa Clara guide covers the whole town. Once a home on this page looks right to you, let me know.
Stretch math
One step up
under $650K climbs toward the median, where newer hillside homes and larger established houses begin. If you can stretch, take a look at that page.
One step down
under $450K is the lowest range. It has fewer listings and faster sales, with more attached housing and homes that need work.
Either way
A range is a rough guide and not a final answer. List your must-haves, and I will tell you which range they really belong in.
How my dual role works. I am licensed in both real estate and mortgage lending. On any one purchase I take one role only, never both at once, and every role is disclosed. You are always free to choose your own agent and your own lender. The full explanation is on How I Work.
The median line
Where under $550K lands among Santa Clara prices
Under $550K sits a bit below the Santa Clara median sale price, which is $656,995 (2025). The bar goes from the cheapest page to the most expensive. Gold covers this page's part of the bar. A tiny flag shows where the median sale price falls.
The pricing tiers
Which Santa Clara price range fits your budget?
Every Santa Clara home for sale belongs to one of these six pages, each with live listings and a local note. The lit tile is the page you are reading.
Under $450K
The starting pointSee homes under $450KUnder $550K
Santa ClaraUnder $650K
One step upSee homes under $650KUnder $750K
Two steps upSee homes under $750KUnder $850K
Three steps upSee homes under $850KOver $850K
The top of the marketSee homes over $850KOr set your own filters
Search the whole town on a mapChoose a price, beds, baths and home type of your own, and each match is pinned on the map. Browsing needs no sign-in.Open the map searchPart 2 of 3
What the money buys
What the money buys, hold, stretch, or step down and the towns next door
What the money buys
Under $550K comes in three shapes
The lower middle of the Santa Clara market is where the mix broadens. Almost everything here is one of three kinds of home, and at this number the end full of fixer homes thins out and move-in becomes a realistic expectation.
Established hillside and ranch homes
Detached homes on the older hillside blocks and the settled streets of historic old town. Many are ranchers or updated single-story homes with real yards, mature trees, and a quiet street. This is the core of what this budget buys in Santa Clara.
The catch: an older build decade. What you get: real land, established landscaping, and a settled neighborhood.
Pioneer Parkway and newer attached
Townhomes and newer attached housing near Pioneer Parkway, often updated or recently built, with two-car garages and lower upkeep. A clean option with little work to do, and still below the median.
The downside: a shared wall. The payoff: a newer, cleaner, lower-upkeep home.
Older detached homes, updated
Mid-century and early 2000s detached homes in the core and on the hillside. They have been renovated, with new kitchens and updated baths, and they are priced for those updates rather than as projects.
The cost: an older floor plan. What it buys: a move-in home with a real lot and a mature yard.
From week to week the mix leans toward one shape or another, and a market this small can change a lot in a month. The current listings near the top of the page will show you which shape is on the market today.
Hold, stretch, or step down
What each price range buys
Each range up or down buys a different kind of home, not just a smaller or larger one. Here is how things shift by list price as you cross from one range to the next. The column in the middle is where you are now.
| Comparison point | Under $450K | Under $550K This page | Under $650K |
|---|---|---|---|
| Typical home shape | Attached condos and townhomes, along with older houses needing repair | Established detached homes, updated ranches, newer attached | Newer, larger hillside homes with more space and updated finishes |
| What you usually give up | Move-in condition and a private yard | The newest construction and the most space | A little more budget |
| What you usually gain | The lowest prices in town | Several home kinds | Newer build years, more square footage, larger lots |
| The areas you will mostly see | Historic old town and the condo areas nearby | Hillside neighborhoods and Pioneer Parkway | Newer hillside subdivisions on Pioneer Parkway |
| How the competition feels | Fast, because so few homes are for sale | The busiest range in this small town | Steady, with a bit more room to think |
No range tells the whole story. Which one fits depends on the one or two must-haves driving your search. Tell me what those are and I will point you to the line worth shopping.
The towns next door
What does under $550K buy in the towns next door?
Towns around Santa Clara have their own price pages. See where under $550K sits in the four closest ones, and which page to open in each.
Gold marks where this page's prices end: Under $550K.
Sources for those numbers: Washington County MLS via my Hurricane market report; Washington County MLS via my Ivins market report; Washington County MLS via my St. George market report; Washington County MLS via my Washington market report, each the same one that town's page names. For each town I use the figure its own page prints, and I name where it came from. For drive times I use the Utah drive times tool.
Part 3 of 3
A plan for the lower middle
A four-step play
A four-step play
How to move at the lower middle
The lower middle is where many buyers compete in Santa Clara. Readiness and a clear must-have list win it, even with a little more room than the low end.
Get pre-approved first
A pre-approval letter still opens the door at this price. With so few homes for sale in Santa Clara, it is what sets the serious buyer apart from the curious one. Finish it before you fall for a listing.
Pin your must-haves
Pick the one or two things behind the search, such as a private yard, a single-story plan or a quiet street. That way you will not be redoing your budget at every showing. At this price you can often stand firm on a couple of true priorities.
Get on first-look alerts
Well-priced homes at this number still move in spring, sometimes within a week. Seeing a fit the morning it lists keeps you ahead of the weekend crowd in a market with limited supply.
Tour with an agent who has tracked recent sales
Knowing which streets hold value and which homes are priced right for their condition is where local time pays off. Walk the buying process and the art of the offer whenever you want the detail.
Client reviews
What a past client said
These are real reviews from past clients, shown as they wrote them.
Posted by past clients on Google and Experience.com.
If you want a very competent, knowledgeable, personable, honest realtor, who has your back every step of the way, Scott is your guy! He leaves no stone unturned and genuinely has your best interests in mind at all times. He communicates every move. Working with Scott definitely made this the easiest and most stress free real estate transaction that I have ever experienced!! Thank you, Scott!!
From The Local
More than a budget
A price tells you what you can afford, and the town tells you how you will live. Here are my Santa Clara guides on The Local, the writing side of MovingUtah. I wrote each one from days spent in town.
Ranked by a localThe top ten in town
A ranked list of what I like best in Santa Clara, from historic blocks to red rock on the edge of town.Read the guide
Twelve months, honestlyTwelve months in Santa Clara
What each season asks of a newcomer in the oldest settled part of the county.Read the guide
A historic house museumThe Hamblin Home tour
An 1863 house on the historic drive opens for free guided tours every day.Read the guide
Two trailheads in townSeven hikes from town
Trails that start in Santa Clara itself, including the Land Hill rim, the river trail and Black Brush.Read the guide
Late September, every yearSwiss Days weekend
Three days each late September when the historic drive fills with a parade, pancakes and a 5K.Read the guide
A thousand years, on footRock art above the river
A 3.5-mile trail on Land Hill passes Ancestral Puebloan art and a thousand-year-old farmstead.Read the guideQuick answers
Under $550K in Santa Clara, answered
Mostly established detached homes and updated ranchers in the hillside neighborhoods and historic core, plus newer attached housing near Pioneer Parkway. It is the widest mix the town offers, and it holds the most listings. The mix changes, so the live listings above show what is for sale now.
My price ranges come from the homes actually listed in Santa Clara, which keeps them close to how people here search. Under $550K is the lower middle of the market, below the median.
Yes, though there are fewer homes there. The under $450K page is the lowest range: condos, townhomes, and older detached homes that need work. Fewer listings, faster pace, and fewer of the move-in ready homes that make up this price range.
A fairly priced home that is ready to move in can be under contract within a week in spring. Only a handful of Santa Clara homes sell each month, so buyers notice when a good one lists. Because this page lists the highest prices first, you see the top matches at once.
Often, yes. Ramblers, the Utah word for single-story homes, are common in the hillside neighborhoods and older blocks at this number. The single-story homes page can narrow the search for you.
A pre-approval letter and a written list of must-haves. Even below the median, a fairly priced home that is ready to move in can sell fast in Santa Clara. A buyer who is prepared has the edge when so few homes are for sale.
Talk to Scott
Shopping the lower middle, where Santa Clara's best selection lives?
This range has the widest choice in a town with few listings. Give me your range and what you cannot live without. I will flag good matches the morning they list, and tell you plainly what each one is worth.
Why work with me
- I pull the latest nearby salesPick any listing here and send it over. I find the latest sales on that street and show you how the price compares.
- I can tour any listingNo matter who listed it, I can get you through the door. Tell me which homes interest you and I set the times.
- A lender's eye, tooI am licensed in both real estate and lending. On any one purchase I take one role. When I am the lender, I can spot loan trouble in a home before you fall for it.
- Replies within a dayIf a home here has your attention, call or text me. My reply comes within one business day.
Or call me: (435) 357-4345I reply within one business day.