Live Saratoga Springs listings, filtered
Saratoga Springs homes under $1.3M
Every Saratoga Springs listing priced under $1.3M appears below, from every brokerage and live from the MLS. After the grid, you will read about homes by the water and the checks that go with them.
This page
- Filter
- Price under $1,300,000
- Area
- Saratoga Springs, UT
- Sort
- Priced high to low
- Feed
- Wasatch Front Regional MLS, live
Want it narrower? Tell me your exact spec.
What is listed under $1.3M
Listing information comes from the Wasatch Front Regional Multiple Listing Service and is deemed reliable but not guaranteed.
Part 1 of 3
Where Under $1.3M sits
The local read, the median line and the pricing tiers
The local read
Under $1.3M looks at the lake shore
In shortThe grid below holds every Saratoga Springs home under $1.3M, live from the MLS. Some sit near the lake and the Jordan River, where a few extra ground checks are worth making.
Owners value a typical Saratoga Springs home near $605,500 (U.S. Census ACS 2020-2024). A $1.3M cap sits about $694,500 higher. That gap is large, so read each listing's lot, plan and setting rather than the price alone.
This page looks at the shore. Northshore sits in the middle of town near North Marina Park, at about 4,500 feet. Loch Lomond lies just east of the Jordan River. Pelican Bay and Pelican Point are at the south tip, near South Marina Park.
The shore is flat low ground, so ask about groundwater and the lake checks before you offer. The steps below cover them one by one. The lake shore is also the one neighbor that cannot be built on.
Prefer higher ground? The under $1.1M page climbs the west slope, and the Saratoga Springs guide maps all of town.
Stretch math
One step up
Under $1.5M is where lots of an acre and more begin.
One step down
Under $1.1M climbs the west slope, with views and fire and wind checks.
Either way
Where a home sits matters as much as what it costs. Tell me the setting you want, and I will ask a partner agent which page to open.
How this works. Scott Buehler is licensed in both real estate and mortgage lending and may assist with financing across Utah; local representation in Saratoga Springs comes through a partner agent. Every role is disclosed, and you are always free to choose your own agent and your own lender. More on How I Work.
The median line
A $1.3M cap compared with a typical home
A $1.3M cap sits far above the typical Saratoga Springs home value of ~$605,500. Seven bars, one for each price page. Gold fills this page, and the marker is the typical home value.
The pricing tiers
Which Saratoga Springs price range fits your budget?
Saratoga Springs is split into seven price pages. Every listing sits on one, and each page has its own live grid and notes. A lit card shows which page you are reading.
Under $500K
The starting pointSee homes under $500KUnder $700K
Three steps downSee homes under $700KUnder $900K
Two steps downSee homes under $900KUnder $1.1M
One step downSee homes under $1.1MUnder $1.3M
Saratoga SpringsUnder $1.5M
One step upSee homes under $1.5MOver $1.5M
The top of the marketSee homes over $1.5MOr set your own filters
Saratoga Springs listings, plotted on a mapEnter a price, beds, baths and a home type, and every match shows as a pin. No account is needed.Open the map searchPart 2 of 3
What the money buys
What the money buys, hold, stretch, or step down and the towns next door
What the money buys
Under $1.3M can mean life by the water
Three parts of town sit by the lake or the river. Each has its own street feel and its own checks.
Northshore, by North Marina Park
Northshore is in the middle of town, near North Marina Park. The flat ground there calls for the groundwater and lake checks.
The downside: extra checks on low ground. The upside: a short trip to the marina.
Loch Lomond, east of the river
Loch Lomond sits just east of the Jordan River, on the same flat low ground. The river leaves the lake by City Hall and starts north toward the Great Salt Lake.
The downside: the soil and water questions apply. The upside: a setting by the river.
Pelican Bay and Pelican Point
These plans are at the lake end of the city, near South Marina Park. Harbor Point Elementary is also in this part of town.
The downside: the longest drive to Lehi. The upside: the south marina close at hand.
Not every home by the water lists under $1.3M, and the grid shows what does today. The Homes for Sale page shows the rest of town.
Hold, stretch, or step down
A step down and a step up from the shore
These are the pages before and after this one. Each has its own setting, so moving between them swaps the ground under your feet. You have the center column open.
| Comparison point | Under $1.1M | Under $1.3M This page | Under $1.5M |
|---|---|---|---|
| Typical home shape | West slope and hillside homes | Shore and low-ground homes | Acre-size lots and larger |
| What you trade away | Flat ground | Extra ground checks to make | More yard to care for |
| What you gain | Higher ground | Marinas and the river nearby | Room around the house |
| Places to start | Mt Saratoga and Beacon Pointe | Northshore, Loch Lomond, Pelican Bay | Zones R1-40 and rural |
Read down your column. Tell me which setting fits, and a partner agent can point to the right page.
The towns next door
What does under $1.3M buy in the towns next door?
Cities near Saratoga Springs run price pages too. See a $1.3M cap in the four nearest, and open any bar to visit that page.
Each bar's gold line is the Under $1.3M cap.
Every bar uses the figure on that town's own page, with its source. The Utah drive times tool gives the drive times.
Part 3 of 3
Under $1.3M: your plan
A four-step play
A four-step play
How to shop near the water
Low ground by the lake needs a few checks that a hillside home does not. Do these four before you offer.
Look up the groundwater map
Look up the lot on the state hazard portal, and ask the seller about water in the basement.
Ask for a soil report
Ask for a soil report on a low lot.
Check the lake before water play
The state samples the lake from May to October and posts a status for each site. Check the state's Utah Lake page before any swimming.
Ask about insurance
Ask an insurance agent what a policy covers for the address before you offer.
Client reviews
What a past client said
These are real reviews from past clients, shown as they wrote them.
Posted by past clients on Google and Experience.com.
If you want a very competent, knowledgeable, personable, honest realtor, who has your back every step of the way, Scott is your guy! He leaves no stone unturned and genuinely has your best interests in mind at all times. He communicates every move. Working with Scott definitely made this the easiest and most stress free real estate transaction that I have ever experienced!! Thank you, Scott!!
Quick answers
Under $1.3M in Saratoga Springs, answered
Northshore and Loch Lomond are in the middle of town, near North Marina Park. Loch Lomond sits just east of the Jordan River. The south tip holds Pelican Bay and Pelican Point, close to South Marina Park. All sit at about 4,500 feet.
Liquefaction is when wet ground turns soft like liquid in a strong quake. The city's plan says ground near the shore and the Jordan River can do this. A soil report on a low lot tells you more. No mapped fault trace runs inside the city.
Some low lots do. The state maps 14 areas of shallow groundwater inside the city, all toward the lake. That does not mean every home has trouble. Look up the lot on the state hazard portal and ask about basement water.
It depends on the week. The lake can grow harmful algae blooms in summer and fall, and the state listed a Warning at its Saratoga Springs Marina site on September 8, 2026. Under a Warning, the state says do not swim or water ski. Check the state's Utah Lake page before you go in.
Usually not. The state notes that a normal homeowner policy does not cover ground hazard damage. Utah also does not make agents check for ground hazards, so the check is yours to make.
Yes. The city runs North Marina Park and South Marina Park, about 7.5 road miles apart, and one launch pass works at either. Both marina pages warn that late summer and fall launches can be shallow and muddy.
Talk to Scott
Want to live near the water under $1.3M?
Name the part of the shore you like. A Utah County partner agent can check the ground questions with you and tour the homes.
How it works in Saratoga Springs
- Ask about a lotSend me a Saratoga Springs address, and I will ask a Utah County partner agent what the record shows for the ground.
- Walk the homes with a partner agentA Utah County partner agent I trust takes you through homes, writes the offer and guides you to closing.
- A lender's eye, tooI am licensed in both real estate and lending. On any one purchase I take one role. If I am your lender, I can say early how a loan this size is reviewed.
- Reach me any dayCall or text about a home on this page, and I write back within one business day.
Or call me: (435) 357-4345I reply within one business day.
Referral disclosure. Outside Southern Utah, I connect home sellers and buyers with partner agents I trust in their area. If you choose to work with an agent I refer, that agent's brokerage pays my brokerage (Real Broker, LLC) a referral fee. The fee comes out of the agent's compensation; it is not an added cost to you. You are always free to choose any agent you wish, and using a referred agent is never required.