Live Monticello listings, filtered
Two-story homes in Monticello.
Every home listed with a second floor on the Monticello market, fed straight from the MLS and sorted newest first, with a clear read on why a two-story at 7,000 feet is the space-per-dollar play, and why it is the less common, often newer or custom form in this San Juan County seat at the foot of the Abajo Mountains.
This page's filter
- Filter
- Two-story
- Area
- Monticello, UT
- Sort
- Newest first
- Feed
- Local MLS, live
Want it narrower? Tell me your exact spec.
Newest first
The newest two-story listings.
Fed straight from the local MLS and filtered to homes listed with two stories: new Monticello listings appear here as they list, and sold homes drop off. The read on what a two-story really gives you at this elevation is just below.
Buying here
Count the basement as a floor too.
Because the frost line runs deep at this elevation, a Monticello two-story often stacks on top of a basement as well, so you may be looking at three usable levels rather than two. Tell me how much finished space you need and I will have the Monticello-area partner agent I work with flag the next two-story that fits.
Selling here
Selling a two-story home in Monticello?
That layout is less common here, and buyers on this page are searching for it directly. List it with the Monticello-area partner agent I connect you with and get it in front of that search.
If the grid looks thin on a given day, that is the real Monticello market, not a glitch: this is a town of about 1,800 people with only a handful of homes for sale at a time, and the stock leans toward mid-century ranches, so any one floor plan, a two-story most of all, can run nearly empty in a given week. Tell me what you are after and I will have the Monticello-area partner agent I work with flag the next two-story the morning it lists.
Listing information comes from the local MLS and is deemed reliable but not guaranteed.
The local read
What two-story homes mean in Monticello.
In Monticello the two-story is the less common form, and it is worth being honest about that up front. The town's housing grew up around the early-1900s pioneer grid and the mid-century ranch stock that arrived with the uranium boom and the highways, a stock with a median build year in the early 1970s and a strong single-level tradition. The basement, not the second floor, has long been the way Monticello buyers added space. So a two-story here is most often a newer home, a custom build, or one of the larger houses on the west bench toward the mountain, rather than rows of subdivision product, because no production builder has ever planted a flag in a town this size.
Here is the space-per-dollar math that still makes a two-story worth seeking out. Monticello sits at roughly 7,000 feet with a real cold season, around five feet of snow a year and a deep frost line, so foundations go down anyway and a finished or finishable basement comes with the territory. Stack a two-story plan on top of that basement and you are often looking at three usable levels under one roof: the main, the bedrooms up top, and the lower level. You pay for one foundation footprint and one roof but stand to use three floors. In an already affordable market, where recent snapshots land in the low-to-mid $300,000s, that is how a two-story can buy more finished square footage than a single-level home at the same price. If you want everything on one level instead, the single-story page is the better filter, and it shows the more common rambler stock.
The trade-off is the stairs, and at this elevation it is worth weighing. A two-story puts the bedrooms a flight up and the basement a flight down, so daily living runs vertical through a long winter. The other thing to weigh is where the home sits. Inside the city you are on municipal water and sewer plus the pressurized secondary irrigation system. Out on the Great Sage Plain toward Eastland and Ucolo, a two-story on acreage may sit on a well or hauled water with septic, which changes the inspection and the financing path. And on any parcel in or near town, the 1940s-to-2004 uranium-mill cleanup left recorded use restrictions on some lots, so order the title work early. The wider market, ranch and two-story alike, is on the full listings page.
Whole-home prices sit well below the Utah average, and the trade behind that price is distance: a cheaper home and more land than almost anywhere on the Wasatch Front, paid for with a remote location where the big-box run is Cortez at an hour and the serious shopping is Grand Junction at nearly three. Because two-story stock is thin and new construction here is custom rather than production, getting the early call on the right listing matters more than it would in a bigger town. Earlier in the process than show me listings? Start with the Monticello guide for the full picture, and when a home below reads right, that is the moment to reach out.
What you are really buying in a two-story
-
Often three levels, not two: with a deep-frost-line basement common here, a Monticello two-story is frequently main plus upper plus lower level. Count the basement when you compare price per finished foot against a single-level home.
-
Bedrooms up top: the standard plan stacks most or all of the bedrooms on the upper floor, with the living and kitchen on the main. Daily living runs up and down the stairs through a long winter.
-
The less common, newer form: most Monticello stock is single-level ranch from the mid-century, so a two-story tends to be a newer build, a custom home, or one of the larger houses, often carrying younger roofs, furnaces, and panels.
-
Basement: finished or framed: the lower level may be fully finished, partly done, or unfinished and waiting. It changes the usable square footage and the price, so confirm what is actually complete rather than counting the listing total as livable.
The local map
Where the two-story homes actually are.
Two-story homes are scattered rather than clustered in Monticello, because the town never grew through production subdivisions. Read them by type instead: the newer and custom homes, the larger houses on the west bench, and the occasional two-story on Sage Plain acreage. Here is where to look.
Newer and custom homes
Because no production builder works Monticello, most two-story stock is a newer build or a custom home rather than rows of subdivision product. These tend to carry the youngest systems in town, younger roofs, furnaces, and panels, which is a real plus at an elevation that works a house hard, so they often command the top of the local price range.
The west bench toward the mountain
On the rising ground near the golf course, Loyds Lake, the hospital, and the forest boundary, some of the larger and view-oriented homes are two-story to capture the Abajo Mountain backdrop from the upper floor. A sloped lot here can also give a two-story a walkout lower level, turning it into three full floors of usable space.
The old grid as the exception
The pioneer-platted core around the US-191 and US-491 junction leans toward early-1900s and mid-century single-level homes on larger in-town lots, but two-story homes surface here too, usually as updated older homes or infill. These trade lot maturity and a walk to the civic core for older bones, so inspect the systems, not the charm.
Sage Plain acreage with Abajo views
Beyond the city grid, the occasional two-story sits on rural-residential parcels in the dry-farm country toward Eastland and Ucolo, with Blue Mountain to the west. This is well or hauled-water, septic, and water-answer territory, so what serves the parcel and what conveys with it decide its real value, lot by lot.
Where a build can happen
A new two-story in Monticello means a custom or owner build on an in-town lot or acreage, where you can pick the plan and the basement finish from the start. The gating questions are the high-desert usual led by water, so settle what the city can connect, what the secondary water costs in a dry year, and on fringe lots what a well and septic will take before you commit to a plan.
Weigh it against a basement rambler
Because two-story listings are genuinely scarce here, it is worth keeping the more common rambler-over-basement in view, since that layout already gives you two usable floors. If the two-story inventory runs empty in a given month, a single-level home with a finished walkout basement can land close to the same usable space. The live listings above are the honest count.
Before you tour: what to actually check
Basement finish level: fully finished, partly done, or unfinished changes the real usable square footage and the price. Confirm what is complete rather than counting the listing's total footage as livable.
Bedroom split: most two-stories stack the bedrooms upstairs, but some put a primary or a guest room on the main. Check the plan if you need a main-floor bedroom, especially for a long-winter household.
Stairs and daily flow: walk the stairs to the upper floor and down to the basement in person. Daily living runs vertical in a two-story, and the railing, rise, and turn matter more than they read on paper.
Era and systems at 7,000 feet: a newer or custom two-story carries younger systems than an older grid home, but still date the roof, furnace, water heater, and panel, because this climate is hard on all four. A custom build needs the actual city and lot lines verified independently.
Water source and services: inside the city you are on municipal water and sewer plus the secondary irrigation system. On Sage Plain acreage, confirm in writing the culinary water source, any water that conveys, and the septic status before you write the offer.
The title history: on any parcel in or near town, ask the title company specifically about institutional controls left by the 1940s-to-2004 uranium-mill cleanup. Some lots carry recorded restrictions, and ordering the title work early is the Monticello-specific step.
Want the two-story shortlist without the homework?
Tell me your budget, the part of Monticello you like, and how many finished levels you actually need, whether that is a main and upper or a full three floors with a finished basement. I will connect you with a trusted San Juan County partner agent for the on-the-ground work and stay on the file for the homework and the financing. You get a local who knows the streets and a second set of eyes who answers to you, with straight answers on which lots are in town versus on a well and which need the mill-era title work checked.
Selling a two-story home in Monticello? The buyers reading this page want exactly that. List it with the Monticello-area partner agent I connect you with, and your home gets featured across MovingUtah, on the pages they are already reading.
Quick answers
Two-story shopping, answered.
No, they are the less common form here. The town grew up around the early-1900s pioneer grid and a strong mid-century ranch tradition, with a median build year in the early 1970s, and the basement rather than the second floor has long been how buyers added space. Because no production builder has ever worked a town this size, a two-story in Monticello is most often a newer home, a custom build, or one of the larger houses on the west bench, rather than rows of subdivision product.
Often, on a price-per-finished-foot basis. Because Monticello sits at roughly 7,000 feet with a deep frost line, a basement comes with most homes, and stacking a two-story on top of that basement gives you three usable levels under one foundation and one roof. A single-level home spreads the same square footage across a wider footprint, so the roof and foundation cost more per foot. In a market where recent snapshots land in the low-to-mid $300,000s, the two-story tends to buy more finished space for the money, with stairs as the trade-off. The single-story page covers the more common one-level option.
Usually, yes. The high elevation and deep frost line mean foundations go down anyway, so basements are common and a two-story is frequently three levels: main, upper, and a lower level that may be finished, partly done, or unfinished. On a sloped west-bench lot that lower level may be a walkout. Confirm the basement's finish level on the listing, because it drives both the usable square footage and the price. I am happy to read the floor plan with you.
Mostly among the newer and custom homes and the larger houses on the west bench toward the mountain, since the town never grew through production subdivisions. New construction here is a custom or owner build rather than a model-home walkthrough, so a brand-new two-story usually means working with a local contractor, the city building office, and the water answer. The live listings above are the honest count, and in a market this thin the two-story count can be very small.
It depends on where the parcel sits. Inside the city limits, even a larger two-story is typically on municipal water and sewer plus the pressurized secondary irrigation system. Out on Sage Plain acreage beyond the grid, a two-story may sit on a well or hauled water with septic rather than city culinary water. That changes the inspection, the financing, and the ongoing cost, so confirm the water source and what conveys before you write the offer on any out-of-town parcel. You can also browse the wider market on the full listings page.
Tell me the budget, the part of town, and how many finished levels you need, and I will connect you with a San Juan County partner agent and flag matching listings as they go live. Because this is a thin market and two-story stock is genuinely scarce here, getting the call early is most of the battle. Pair that with a pre-approval so you can move the day the right one lists.