Live Smithfield listings, filtered
Smithfield homes under $500K
Smithfield's typical home sits inside $500K, so this page covers the middle of town prices. Each listing below comes live from the MLS, whichever brokerage holds it, and the notes after the list explain how to shop near the typical value.
This page
- Filter
- Price under $500,000
- Area
- Smithfield, UT
- Sort
- Priced high to low
- Feed
- Wasatch Front Regional MLS, live
Want it narrower? Tell me your exact spec.
The listings under $500K
Listing information comes from the Wasatch Front Regional Multiple Listing Service and is deemed reliable but not guaranteed.
Part 1 of 3
Where Under $500K sits
The local read, the median line and the pricing tiers
The local read
Under $500K takes in the town's typical value
In shortSmithfield's typical home is worth about $450,200, so a $500K cap takes in the middle of town prices. This page pulls live MLS listings from every brokerage, with the highest prices at the top.
The typical Smithfield home is worth about $450,200 (Census ACS 2020-2024). That figure falls inside this page, so you will see homes both below and above the town's usual value.
Housing in Smithfield mixes old and new. The median home was built in 2002, and about 55 percent date from 2000 or later (Census ACS 2020-2024). About 81 percent are single-family houses on their own lots. A search at this cap can cover several decades of building.
Get pre-approved before you tour. A pre-approval is a lender's check of your income, debts and credit. It tells you what you can spend, and it makes your offer stronger when the right home lists.
To see other budgets, open under $400K or under $600K. The Smithfield guide covers the town. Want help? Send me your wish list. A partner agent follows up.
Stretch math
One step up
under $600K reaches the north and west sides, where most building has happened since 2019.
One step down
under $400K leans on older grid homes and townhome-style homes.
Either way
these caps are guides, not walls. If a home you love sits just over $500,000, look at the next page up before you rule it out.
How this works. Scott Buehler is licensed in both real estate and mortgage lending and may assist with financing across Utah; local representation in Smithfield comes through a partner agent. Every role is disclosed, and you are always free to choose your own agent and your own lender. More on How I Work.
The median line
How under $500K lines up with Smithfield home values
Smithfield's typical home value, ~$450,200, sits under this cap too. Each price page owns a piece of the bar. Gold is the piece for this page, and the pin sits at the typical home value.
The pricing tiers
Which Smithfield price range fits your budget?
Every Smithfield home for sale is on one of the six pages below. Each page has live homes and a local read that is its own, and this page is the lit one.
Under $400K
The starting pointSee homes under $400KUnder $500K
SmithfieldUnder $600K
One step upSee homes under $600KUnder $700K
Two steps upSee homes under $700KUnder $800K
Three steps upSee homes under $800KOver $800K
The top of the marketSee homes over $800KOr set your own filters
Smithfield homes pinned on a mapSet the price, bedrooms, bathrooms and home type you want, and the matches show as pins. Browsing here needs no log-in.Open the map searchPart 2 of 3
What the money buys
What the money buys, hold, stretch, or step down and the towns next door
What the money buys
Under $500K comes in three shapes
Three kinds of homes show up most near the town's typical value. Each one asks you to watch for something different.
Homes from the 2000s and 2010s
Smithfield added many homes in these decades. About 27 percent of homes went up in the 2010s (Census ACS 2020-2024). These homes tend to have newer systems than the ones on the old grid.
The catch: roofs and furnaces from the early 2000s may be due for replacement. What you get: a home younger than most in town.
Older homes with updates
Some homes on the original grid have new kitchens, roofs or floors. The updates can cover older wiring or pipes, so ask what was done and who did it. Ask for permits where they were needed.
The catch: fresh paint can hide old problems. What you get: a mature street close to City Hall.
Single-family houses on their own lots
About 81 percent of Smithfield homes are single-family houses on their own lots (Census ACS 2020-2024). At this cap they come from many decades.
The catch: a whole yard to keep up. What you get: no shared walls.
A given week may lean toward one kind and skip another. The Homes for Sale page has the full list.
Hold, stretch, or step down
What each price range buys
Each price page carries a different mix of homes. This table shows how Smithfield changes at the lower and higher caps on either side. This page sits in the middle of the table.
| Comparison point | Under $400K | Under $500K This page | Under $600K |
|---|---|---|---|
| Typical home | Older grid homes, townhomes, fixers | Homes of mixed age | Newer north and west streets |
| What you trade | Age, condition or size | Fewer brand-new homes | Wet basements on the west |
| What you gain | A lower price to start | The widest mix of streets | Recent build years |
| Where you will look | Main and Center Streets | The grid and nearby streets | North and west sides |
| First check to make | Inspection and radon test | Pre-approval letter | Builder terms and basements |
Think of a cap as one clue, not an answer. Pick one or two must-haves, and tell me which they are. The right page will follow.
The towns next door
What does under $500K buy in the towns next door?
Several nearby towns also publish price pages. Below, under $500K is lined up against the four nearest towns that have them, with a link to the matching page in each.
Gold marks the spot where Under $500K tops out.
Every number is copied from that town's own price page, and the source is named there. Drive times come from the Utah drive times tool.
Part 3 of 3
Buying near the typical value
A four-step play
A four-step play
How to buy near the typical home value
A prepared buyer moves with less stress. Work through these steps from top to bottom.
Start with a pre-approval letter
A lender reviews your income, debts and credit and tells you how much you can borrow. The letter goes in with your offer. Get it before you fall for a listing.
Write down your must-haves
Pick the two or three things you will not trade, such as a newer build, a mature street or a garage. Then keep to them at every showing.
Read the subdivision rules
If the home sits in a subdivision, ask for the CC&Rs before your deadline. Read what they say about the lot and the home.
Ask about property tax
Utah taxes a home you live in on 55 percent of its value, up to one acre. A second home or a nightly rental is taxed on the full value (Utah State Tax Commission).
Client reviews
What a past client said
These are real reviews from past clients, shown as they wrote them.
Posted by past clients on Google and Experience.com.
If you want a very competent, knowledgeable, personable, honest realtor, who has your back every step of the way, Scott is your guy! He leaves no stone unturned and genuinely has your best interests in mind at all times. He communicates every move. Working with Scott definitely made this the easiest and most stress free real estate transaction that I have ever experienced!! Thank you, Scott!!
Quick answers
Under $500K in Smithfield, answered
Homes from many decades fall under this cap, because it includes the town's typical value of about $450,200 (Census ACS 2020-2024). Half of Smithfield's homes were built before 2002.
A pre-approval is a lender's written check of what you can borrow. It shows sellers you are ready, and it tells you your range before you tour. The pre-approval guide explains the steps.
CC&Rs are recorded rules for a subdivision. Yes, read them before your deadline, because they apply to you once you own the home.
A home you live in is taxed on 55 percent of its market value, up to one acre of land. You must live in it 183 days a year. Second homes and nightly rentals are taxed on the full value.
That is the typical home value in Smithfield, from Census ACS 2020-2024. It is what owners say their homes are worth, averaged over five years, so it is not a sale price.
Valuation notices usually arrive in late July, and tax notices around November.
Talk to Scott
Looking at homes near the town's typical value? Share what you need
Send me the price, the number of bedrooms and the kind of home you want. I connect you with a partner agent in Cache Valley who sets up showings and writes your offer.
How it works in Smithfield
- I look past the photos.Forward any Smithfield listing you like to me. I will get a partner agent's view of it and tell you what to check before an offer.
- A guide who knows the area.Tours, the offer and the closing go through a partner agent I know in Cache Valley.
- What a lender notices.I am licensed in both real estate and lending. On any one purchase I take one role. If I am your lender, I can say early whether the home looks easy or hard to finance.
- Answers within a day.Ask about any listing here by call or text, and expect a reply within one business day.
Or call me: (435) 357-4345I reply within one business day.
Referral disclosure. Outside Southern Utah, I connect home sellers and buyers with partner agents I trust in their area. If you choose to work with an agent I refer, that agent's brokerage pays my brokerage (Real Broker, LLC) a referral fee. The fee comes out of the agent's compensation; it is not an added cost to you. You are always free to choose any agent you wish, and using a referred agent is never required.