Live Clearfield listings, filtered
Homes with no HOA in Clearfield
Homes on the Clearfield market that are not governed by an HOA, fed straight from the MLS and sorted newest first, with a clear read on which parts of town are HOA-free and what that freedom actually costs you.
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Newest first
The newest HOA-free listings
Fed straight from the local MLS and filtered toward homes not governed by an HOA: new Clearfield listings appear here as they list, and sold homes drop off. The read on where HOA-free streets are, and what to verify, is just below.
Buying here
Confirm no HOA on the parcel, not the checkbox.
The older streets along State Street and near Fisher Park are the surest bet. Even there, a deed can carry recorded rules, so read the title. Tell me what you want, and my Clearfield partner agent can flag the next good one.
Selling here
Own a Clearfield home free of any HOA?
Buyers here want room for an RV, a shop, or a boat without asking anyone. List it with my partner agent in Clearfield. Your home gets featured on MovingUtah.
See every Clearfield listing on the map, with list view and filters. No account needed.
Listing information comes from the local MLS and is deemed reliable but not guaranteed.
The local read
What no-HOA homes mean in Clearfield
Clearfield helps you here, because about half of the city's homes went up between the 1940s and the 1980s, before HOAs became standard. The post-war brick ramblers and cottages along the State Street historic core, the city's oldest stock, and the 1960s through 1980s ramblers and split-entries that fill the east and west quadrants were mostly platted as ordinary lots with no HOA attached. On a great deal of the established detached grid, the home is simply yours, with no architectural committee deciding your paint color, your fence, or whether the trailer can sit beside the house.
Where HOAs do show up in Clearfield, it is mostly in the newest layer of the city. The attached townhomes near the FrontRunner station and similar recent builds are the kind of product that commonly carries an HOA, because shared walls, shared grounds, and shared amenities have to be managed by someone. So the rough pattern is older and detached tends to be HOA-free, while newer and attached tends not to be. It is a tendency, not a rule, which is exactly why you verify per home.
The freedom cuts both ways, and it is worth being honest about the other side. With no HOA there is no shared pool or clubhouse and no one maintaining a common green, so everything on your lot is yours to keep up, from the yard to the snow to the exterior. The flat, rectangular Clearfield lot is a genuine advantage if what you want is room for an RV, a boat, or a shop, since there is no committee to ask and often real side-yard space to work with. The pages that pair naturally with that freedom are the RV parking page and the three-car garage page.
Two cautions before you assume a given street is wide open. First, no HOA is not the same as no rules. The city's zoning still governs what you can build, park, and run on the lot, so confirm the zoning for the specific parcel rather than the neighbor's. Second, a property can carry recorded covenants on its deed even with no active HOA collecting anything, so the real check is the title work and the recorded documents for that exact parcel. I can have the local agent pull both before you write an offer. Earlier in the process than show me listings? Start with the Clearfield guide, and when a home below looks right, that is the moment to reach out.
What HOA-free means here
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Older and detached: the post-war core and the 1960s-80s quadrants were largely platted as plain lots. On much of the established detached grid there is no HOA governing the home.
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Newer and attached: HOAs cluster in the recent attached housing near the FrontRunner station and the arterials, where shared walls and shared grounds need managing. Older detached streets usually do not have them.
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You maintain everything: no HOA means no shared amenities and no one maintaining a common area. The yard, the snow, and the exterior are all on you, which is the trade for the freedom.
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Verify per parcel: no active HOA does not mean no recorded covenants, and zoning still applies. Confirm the title work, the recorded documents, and the zoning for that exact lot.
The local map
Where the HOA-free homes actually are
HOA-free homes follow the age of the housing in Clearfield more than any single neighborhood. The older detached grid is where most of them sit. Here is where to look, and where to expect the opposite.
The State Street historic core
The original spine along SR-126 carries the city's oldest stock, post-war brick ramblers and cottages on established lots with mature trees. These were platted as ordinary lots, so the historic core is among the most reliably HOA-free parts of town. Inspect the bones, the systems, and the sewer lateral rather than the charm.
East Clearfield and the SR-193 corridor
The large residential quadrant along the base road, anchored by Fisher Park, is full of 1960s to 1980s ramblers and split-entries on flat lots. This is bread-and-butter resale inventory and mostly HOA-free. The corridor does see gate traffic surges near the Hill Air Force Base South Gate at shift change.
The Steed Park blocks
Northwest, around 1000 West and 300 North and the two Steed parks, 11.5 acres each, one with a pond and one with 16 lit pickleball courts, these are established mid-century neighborhoods on the detached grid. Like the other older quadrants, most homes here carry no HOA, and the parks sit in the middle of it all.
Downtown and Mabey Pond, with a caveat
Downtown near Mabey Pond, east of State Street, is mostly older streets that tend to be HOA-free. Lakeside Square, approved on the west side of the pond but not yet building as of August 2026, is the kind of newer product that commonly carries an HOA. Confirm the specific home rather than assuming from the area.
The attached homes near the FrontRunner station
This is the area to expect the opposite. The attached housing near the FrontRunner stop and the arterials is exactly where HOAs cluster, because shared walls and shared grounds have to be managed. If HOA-free is non-negotiable, this is not where to start.
Larger and deeper lots anywhere
Across the older quadrants, the deeper flat lots are where RV room, a shop, and a boat fit without asking anyone, since there is no committee. The Clearfield lot is rectangular and level, so a wide side yard is the thing to look for, and it tends to come with the older HOA-free streets rather than the new attached housing.
Before you tour: what to actually check
Confirm no active HOA: the data is not always entered cleanly. Get it confirmed on the specific property rather than trusting a checkbox, and ask the listing side directly if anything is unclear.
Read the recorded documents: no active HOA does not rule out covenants recorded on the deed. The title work and the recorded documents for that exact parcel are the real answer, so have them pulled before you write.
Check the zoning for the lot: no HOA is not no rules. The city's zoning still governs what you can build, park, and run on the parcel, so confirm the zoning for that specific lot rather than the neighbor's.
Plan for full maintenance: with no shared upkeep, the yard, the snow, and the exterior are all yours. On an older home that also means budgeting for the roof, furnace, panel, and sewer lateral as they age.
Measure the side yard: if RV, boat, or shop room is the reason you want freedom, measure the gate width and the side-yard space in person. The flat Clearfield lot helps, but confirm it fits what you actually park.
Base flight paths: F-35A jet noise from Hill Air Force Base varies block by block with arrival and departure paths, not by city limits. Visit at different times of day and review the base's published noise-contour studies for that address.
Want the HOA-free shortlist without the homework?
Tell me your budget, the part of Clearfield you like, and whether you want full freedom for an RV and a shop or simply a home with no committee over it. I will connect you with a trusted Clearfield-area partner agent for the on-the-ground work and stay on the file for the homework and the financing, including having the recorded covenants and the parcel zoning checked before you ever write an offer.
Quick answers
No-HOA shopping, answered
Yes, and a lot of them. Much of Clearfield predates the era when HOAs became standard, so the older core along State Street and the 1960s through 1980s ramblers and split-entries that fill the east and west quadrants were largely platted as ordinary lots with no HOA. On a great deal of the established detached grid the home is simply yours. The live listings above are the honest count on any given week.
Mostly the older detached grid: the State Street historic core, the East Clearfield and SR-193 corridor quadrant around Fisher Park, and the Steed Park blocks. Where HOAs do show up is the newest layer of the city, the attached housing near the FrontRunner station and along the arterials, and any future project such as Clearfield Station or Lakeside Square once it builds. Older and detached tends to be free, newer and attached tends not to be, but always verify the specific home.
There is no shared pool, clubhouse, or common green being maintained for you, so everything on your lot is yours to keep up, from the yard to the snow to the exterior. On an older Clearfield home that also means budgeting for the roof, furnace, panel, and sewer lateral over time. The upside is no committee deciding your paint, your fence, or whether the RV can sit beside the house.
No. The city's zoning still governs what you can build, park, and run on the lot whether or not an HOA exists, so confirm the zoning for that specific parcel. A property can also carry covenants recorded on its deed even with no active HOA collecting anything, which is why the real check is the title work and the recorded documents for that exact parcel. I can have the local agent pull both before you write.
Often yes, and the flat, rectangular Clearfield lot helps, because there is no committee to ask and the older quadrants frequently have real side-yard room. The limits that remain are the city's zoning and the parcel's recorded documents, not an HOA, so confirm those. The RV parking page and the three-car garage page are the natural next stops, and measure the gate and side yard in person.
Tell me the budget, the part of town, and whether full freedom for an RV and a shop is the goal or just a home with no committee, and I will connect you with a Clearfield-area partner agent who can filter for it and check the recorded covenants on the ones you like. Pair that with a pre-approval and you can move the morning the right one lists.