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Utah counties · County comparison

Davis County vs Uintah County.

I am Scott Buehler, a Utah resident of twenty-plus years, licensed in both real estate and mortgage lending. Davis and Uintah counties sit at opposite ends of the state's everyday map, Farmington on the crowded Wasatch Front bench north of Salt Lake City and Vernal out in the Uinta Basin, about three hours apart over the mountains and down US-40 into the high desert. Davis buys proximity and a settled suburb; Uintah buys some of the lowest home values in Utah and room to spread out, at the cost of distance and cold winters. Here is the honest side-by-side.

Utah resident 20+ years, licensed REALTOR + lender Census figures, one source for both counties

These are two counties that almost never appear in the same decision, and that is the point. Davis County is the crowded, high-income bench directly north of Salt Lake City, fifteen cities packed onto ~299 sq mi with Hill Air Force Base anchoring the middle and the Great Salt Lake filling the west. Uintah County is the Uinta Basin, a high-desert bowl in the state's northeast corner around Vernal, home to Dinosaur National Monument and some of the cheapest homes in Utah. Between them sit about three hours of mountains and basin on US-40, and they ask completely different things of a buyer. You can read both as a local before you tour a street: Davis County on The Local and Eastern Utah on The Local.

So the shape of the choice is this. Davis buys you the shortest commute to Salt Lake and its airport on the Wasatch Front, the higher household income by a wide margin, ~$110,900 against ~$73,700, and a settled county that is nearly out of open ground. Uintah buys you the lower price, ~$298,600 against ~$505,500 in Davis, among the lowest in the state, plus basin room and public land in every direction, from Dinosaur National Monument to the High Uintas. The cost of the cheaper county is a three-hour drive to the capital and a January that runs cold, with Vernal's overnight lows near ~7 °F.

The county line does almost nothing to your tax bill, which surprises people who assume the cheap county is cheap to hold. Both tax a primary home at roughly the same effective rate and ring up similar sales tax at the register, so this is not a money trick. What actually decides it is whether your week points at a short freeway run to Salt Lake or a long one over the mountains, and whether your Saturday is a bench trail and a lake or dinosaur country and a boat ramp. The rest of this page puts numbers to that, then reaches a verdict I will stand behind.

One thing to remember

The county line is three hours. Everything that matters to your week sits on one side of it or the other.

Davis County is the settled Wasatch Front bench with Hill Air Force Base and a twenty-five minute run to Salt Lake and its airport. Uintah County is the Uinta Basin, where the homes run among the cheapest in Utah and Dinosaur National Monument is a Saturday, at the cost of a three hour drive to the capital and a cold winter. Which one fits comes down to the commute and the weekend, not the tax bill.

Side by side


Davis County vs Uintah County at a glance.

Thirty rows, the same for every county pair on this site. Population and growth are the Census Bureau's own figures; home values and income are the American Community Survey county medians, so the two columns can actually be compared.

Davis CountyCategoryUintah County
Size and growth
FarmingtonLargest town: LaytonCounty seatVernal
381,227Population38,278
#3 of 29Rank among Utah counties#12 of 29
+5.1% (18,551 people)Growth since 2020+7.5% (2,664 people)
384,9372026 outlook38,811
~299 sq miLand area~4,480 sq mi
~1,275 per sq miPeople per square mile~9 per sq mi
Climate and land
~4,300 ft, valley bench below the WasatchElevation at the seat~5,330 ft, Uinta Basin
Four seasons, valley snow, lake breezes, winter inversionsClimateHigh desert basin, cold winters with inversions, warm dry summers
~91 °FTypical July high~90 °F
~20 °FTypical January low~7 °F
11% federalFederal land58% federal
25% privatePrivate land15% private
Cost
~$505,500Median home value~$298,600
~$110,900Median household income~$73,700
~0.6% effective on a primary homeProperty tax~0.5% effective on a primary home
~7.25%Combined sales tax at the seat~6.95%
Getting around
I-15InterstatesNone; US-40, US-191
FrontRunner (Farmington, Layton, Clearfield stations), UTA busTransitNone; regional bus only
Salt Lake City International (SLC) ~25 min; none in the countyNearest commercial airportVernal Regional Airport (VEL), limited commercial service to SLC
~25 min from FarmingtonDrive to Salt Lake City airport~3 hr from Vernal via US-40
Schools and services
Davis School DistrictSchool districtsUintah School District
Weber State University Davis Campus (Layton), Davis Technical College (Kaysville)Colleges and universitiesUtah State University Uintah Basin (Vernal campus)
Lakeview Hospital (Bountiful), Intermountain Layton Hospital, Holy Cross Hospital Davis (Layton)HospitalsAshley Regional Medical Center, Vernal
Hill Air Force Base, Davis School District, Lifetime Products (Clearfield), Lagoon (Farmington)Largest employersUintah School District, Ashley Regional Medical Center, Uintah County, Walmart, Utah State University Uintah Basin
Outdoors
None in the county; Golden Spike National Historical Park ~1 hrNational parks and monumentsDinosaur National Monument, near Jensen ~20 min
Antelope Island State ParkState parksSteinaker State Park, Red Fleet State Park
Ski areas
On MovingUtah
15 city guidesCity guides2 city guides
15 ranked lists across 15 townsRanked things-to-do lists2 ranked lists across 2 towns

Population: Census Bureau county population estimates, Vintage 2025 (July 1, 2025). Growth measured from the April 1, 2020 estimates base in the same Census table. 2026 outlook: a straight-line outlook from the 2020 to 2025 Census trend (the Census Bureau does not project county totals). Home values and income: American Community Survey 2020-2024 5-year, county medians. Sales tax: Utah State Tax Commission, combined rate at the county seat, first quarter 2026. Federal and private land: Kem C. Gardner Policy Institute, Utah Land Ownership, July 2025. Figures checked September 2026 and rounded; the population figures are exact.

Cost of living


Uintah is the cheap county, and the gap is huge.

Home values

The price gap here is the widest kind you will find in any comparison on this site. Davis County's median home value is ~$505,500 against ~$298,600 in Uintah County, and unlike a lot of county pairings the difference is not a rounding error, it is a different kind of money. The reason is location, plain and simple. Davis sits on the Wasatch Front, twenty-five minutes from Salt Lake City; Uintah sits three hours out on US-40, and that distance is priced into every square foot.

In Davis the money runs from the south bench out to the west side. The established, pricier streets are the south bench cities closest to Salt Lake, Bountiful, Centerville, and Kaysville, nearly built out and trading on location and the view. The newer, larger homes are out west toward Syracuse and Clearfield, where the West Davis Highway opened the county's last farm ground to building. Layton is the biggest market and sits in the middle of the range. The price pages show what a budget actually buys: Layton under $600K, Bountiful under $650K, and Kaysville under $700K.

In Uintah the money concentrates in Vernal, the seat, the largest city, and the basin's one regional center, with the smaller city of Naples right up against its eastern edge. Vernal carries the full range, from modest older homes near downtown to newer builds and acreage on the edges, and the price pages show how far a dollar goes: Vernal under $400K and Vernal under $500K, with a thin band of Vernal luxury homes for a good year in the oil field. Naples is quieter and mostly residential, and Naples homes for sale is where buyers trade a little distance for a little room.

The practical version, for the same monthly budget: Davis gets you a closer, established address on the bench, and Uintah gets you a bigger, often newer house on more land, at the cost of the three hour drive to Salt Lake. Neither is a trick; they are two honest answers to the same money. If you are early in the search, the cost-of-living guide lays the whole state out by region, and the affordability calculator turns either county's median into a number you can actually shop with.

Taxes, county by county

On taxes the two counties are close, and both are cheap to hold. Utah taxes a primary residence on part of its value, and the two seats land close, ~0.6% effective on a primary home and ~0.5% effective on a primary home. The difference is small, and on a Uintah-priced home the annual bill is modest in absolute dollars. What moves the bill is the city and the school district inside the county, not the county line, so check the exact rate for any address on the county assessor's site before you commit.

Sales tax tells a similar story. The combined rate at the register is ~7.25% in Farmington against ~6.95% in Vernal, a small gap that should not decide anything. What costs more day to day in Uintah is distance, not rate: a full run of stores is a longer haul, and some purchases mean a trip to a bigger town. The honest takeaway is that you should not pick between these two on taxes.

The trade behind the price

What the higher Davis price buys is proximity. Every Davis city is a short drive or a FrontRunner stop from Salt Lake and its airport, the household incomes are far higher, ~$110,900 against ~$73,700, and the county is settled, with mature streets, established parks, and one school district covering all fifteen cities. What it does not buy is a cheap house or room to spare, because Davis is nearly out of edges and new ground.

What the lower Uintah price buys is room and a lower cost of living. The same money that gets you a resale on the Davis bench gets you a newer, bigger house on acreage outside Vernal, and the public land of the Uinta Basin, Dinosaur National Monument and the High Uintas, is part of the deal in a way no Davis address can match. What you trade for it is the three hour drive to the capital, a colder winter, and a local economy that rises and falls with the oil field. If a newer home is the priority, compare new construction in Layton on the Davis side with new construction in Vernal on the Uintah side.

Run the numbers

Where the value is

Size and growth


Fifteen cities on one bench, two towns in a whole basin.

Where the people are

Davis is the crowded county. It fits 381,227 people onto ~299 sq mi, the least land of any county in Utah, at ~1,275 per sq mi. Fifteen cities run together along I-15 from North Salt Lake at the south end up through Bountiful, Farmington the seat, Layton the largest, and Clearfield by the base, with the newer cities of Syracuse and West Point out toward the lake. There is almost no gap between them. The county's workday points above all at Hill Air Force Base by Clearfield, the largest single-site employer in the state, with Lifetime Products in Clearfield and Lagoon in Farmington behind it.

Uintah spreads across a county the size of a small state and packs almost everyone into one town. Its 38,278 people sit on ~4,480 sq mi, at ~9 per sq mi, and nearly all of them live in or right around Vernal and Naples at the east end of the basin. Vernal is both the seat and the largest city, and it holds the county's hospital, the USU Uintah Basin campus, and the wider retail that makes it the basin's one regional center. Step outside the Vernal and Naples cluster and the density falls to almost nothing, sagebrush and oil field and the High Uintas climbing to the north.

What growth since 2020 looks like on the ground

Neither county is growing fast by Wasatch Front standards, but the rates split in a telling way. Davis is the bigger county and added far more people since the 2020 count, 18,551 against Uintah's 2,664, but Davis is nearly built out, growing +5.1%, while Uintah grew +7.5%, a faster rate off a much smaller base. The reason Uintah can post that rate is the oil field: when the basin is hiring, people move in, and when the price drops the growth cools with it.

On the ground the growth shows up in two very different ways. In Davis it looks like roadwork and infill: the West Davis Highway opened the county's last farm ground between Farmington and West Point, and the remaining building pushes west toward the lake and the base. In Uintah it looks like new subdivisions and acreage lots filling in around Vernal and Naples during the good field years, then going quiet in a slow one. A straight-line reading of the Census trend puts Davis near 384,937 and Uintah near 38,811 in 2026.

Commutes and corridors

This is the section that decides it for most people, so I will be blunt. Davis exists partly because it is close to Salt Lake. From Bountiful at the south end, downtown Salt Lake is about fifteen minutes off-peak down I-15, and the airport is close behind it. FrontRunner runs the length of the county with stations at Farmington, Layton, and Clearfield, so a downtown commute can be a train ride with a laptop open instead of a fight with the freeway. The weak point is honest: I-15 pinches at Farmington and Layton in the peaks, and one interstate carries almost everyone.

Uintah's commute is not a commute, it is a three hour drive over the mountains, and that is the trade for its price. Vernal sits about three hours from Salt Lake City on US-40, climbing over the divide near Duchesne and dropping into the basin, with no interstate on the route at all. Nobody drives that daily; people here work the basin and make the Salt Lake run as a trip, not a commute. What Uintah has instead is a small air link, Vernal Regional Airport flying a short hop to Salt Lake, which matters more here than almost anywhere because of the distance. If you need to be somewhere else often, weigh that flight seriously.

The commute, honestly

Farmington to Vernal
About three hours over the mountains on US-40, out through the Uinta Basin, the drive that separates the two county seats.
To Salt Lake City and the airport
Davis: ~25 min from Farmington. Uintah: ~3 hr from Vernal via US-40.
Transit
Davis County: FrontRunner (Farmington, Layton, Clearfield stations), UTA bus. Uintah County: None; regional bus only.
Air
Vernal keeps limited commercial air service to Salt Lake. Davis households just drive the short hop to Salt Lake City International.
The drive north to Flaming Gorge instead

Climate and elevation


The same dry, sunny climate, but a much colder basin winter.

Elevation and seasons

On weather these two counties are more alike than their maps suggest. Farmington sits at ~4,300 ft, valley bench below the Wasatch and Vernal at ~5,330 ft, Uinta Basin, both dry and sunny through the summer, with a July high around ~91 °F in Davis and ~90 °F in Vernal. The difference is the winter, and it is a real one: Davis's January lows sit near ~20 °F, while Vernal's run to ~7 °F, among the coldest of any populated valley in the state.

That winter gap is the basin itself. The Uinta Basin is a bowl ringed by mountains, and cold air pools in it all winter, so Vernal gets a genuinely hard cold that the Wasatch Front bench does not. Davis, by contrast, is a valley bench that catches lake breezes and sees valley snow that comes and goes while the mountains above hold it. If a mild winter matters to you, this is the single clearest line in the climate row, and it is not close.

Water, air, and the valley floor

Both places trap their air in winter under a lid of cold, the inversion that sits in the valleys for days in December and January. The bench above Davis sits above it more often than the flats do, which is part of why bench streets cost more. Uintah's air story has a specific name worth knowing: winter ozone, the spikes that form over the snow-covered basin when the oil and gas field sits under that same inversion. It is a real, documented seasonal thing, not a rumor, and The Local covers it plainly in the piece on living with the boom.

The water splits the same way. Davis fronts the Great Salt Lake, which has been near record lows for years, so its exposed bed and the dust off it are part of the county's air picture, and Antelope Island's beach is a longer walk than it used to be. Davis also has a working marsh, Farmington Bay, behind three cities, one of the better birding stops on the Front. Uintah's water is stored desert water: Steinaker and Red Fleet reservoirs, both state parks just north of Vernal, with boating in summer and a dinosaur trackway at Red Fleet you can walk to across the sandstone.

Public land and the map

Here is the biggest difference on the map, and it hides in the land rows of the table. Davis is 25% private and 11% federal, and the reason so little of Davis is private is that the Great Salt Lake and Antelope Island, state and sovereign water, fill a large share of the county's area. That is the scarcity of a crowded county, not a locked-up national forest. Uintah is 15% private and 58% federal, and its public ground is the real thing, Bureau of Land Management basin and the Ashley National Forest climbing into the High Uintas to the north.

What all of it means for you is simple. Davis's outdoor life is the island, the flat Legacy Parkway Trail down the valley floor, and the canyon trailheads at the top of the bench, real but limited, with no ski hill in the county at all. Uintah's is dinosaur country and a public-land backyard that goes on for hundreds of square miles, Dinosaur National Monument near Jensen, the High Uintas, and the drive north to Flaming Gorge. If the mountains and the open desert are why you are moving to Utah, that is Uintah. If a short commute and a settled bench matter more, that is Davis, and you drive to the canyon on the weekend.

Things to do


A Saturday in Davis County vs a Saturday in Uintah County.

Every city with a guide on this site carries a ranked things-to-do list on The Local, and the two counties are very different sizes, so the lists are too. Davis County carries 15 ranked lists, one for every town on the bench, while Uintah County carries 2, Vernal and Naples, because that is how many towns it has. That gap says more about the counties' size than about the weekends, but it is worth naming before you compare the lists. A Davis Saturday is close and easy: Antelope Island across the causeway, a canyon trailhead at the top of the bench, the flat Legacy Parkway Trail, and Lagoon in Farmington. A Uintah Saturday is dinosaur country and open water: the bone wall at Dinosaur National Monument, the trackway at Red Fleet, and the drive north to Flaming Gorge.

The honest read: Uintah has the deeper single-sight bench, and Davis has the deeper everyday bench. Dinosaur National Monument and Flaming Gorge are national-caliber draws an easy drive from Vernal, the kind of thing people plan a trip around, while Davis offers Antelope Island for the bison and the beach and Lagoon in Farmington, a shorter but fuller set of close-to-home options spread across fifteen towns. If your Saturdays are a trail and a boat ramp, lean Uintah; if they are a state park, a bike path, and an amusement park within fifteen minutes of the driveway, Davis holds more close to home.

Schools and services


One school district each, but the hospital care and the airport lean Davis.

School districts

Both counties run a single school district, which makes the question unusually simple on both ends. Davis has Davis School District, one system covering all fifteen cities, and Uintah has Uintah School District, one system covering the whole basin county. The district lines are the county lines, so a buyer never has to decode which of several districts a street falls into. I do not rate schools, on this page or anywhere on the site; I name the district, point you to the city guide, and leave the judgment to you and the district's own published data. Start with the Layton and Vernal hubs for the local detail.

Colleges and universities

Higher education follows the same one-name-each pattern. Davis has Weber State University Davis Campus (Layton), Davis Technical College (Kaysville), a branch campus and a technical college that keep two-year and workforce programs close to home on the bench. Uintah has Utah State University Uintah Basin (Vernal campus), a regional campus that runs technical and academic programs geared in part to the basin's industries. Neither is a university town the way Logan or Cedar City is, but both keep a campus within reach of every home in the county, which is no small thing in a state this size.

Hospitals and the airport

Health care is where the two part ways on depth. Davis has Lakeview Hospital (Bountiful), Intermountain Layton Hospital, Holy Cross Hospital Davis (Layton), three full hospitals spread across the bench, so routine and emergency care is close everywhere in the county, and for a rare specialty the big Salt Lake medical centers are a twenty-five minute drive. Uintah has Ashley Regional Medical Center, Vernal, a single full-service community hospital in Vernal that serves the whole basin, and for anything specialized the road points to Salt Lake, about three hours away. That distance is part of the rural-living math you should do honestly.

The airport splits the way the map does. Davis has none of its own, but Salt Lake City International is ~25 min from Farmington, a Delta hub with direct flights most places. Uintah has Vernal Regional Airport with limited commercial service to Salt Lake, a genuine convenience given how far Vernal is from the Front, but for most trips a Uintah household still ends up flying out of Salt Lake, ~3 hr from Vernal via US-40. Frequent flyers should weigh that difference; it is one of the quiet reasons the Davis bench holds its price.

The guides that fit this decision

The verdict

Which county fits you?

One column is the settled bench, twenty-five minutes from the capital with a high income and a high price; the other is the basin town, three hours out with some of the cheapest homes in Utah and room to spare. Use whichever sounds more like your week.

Lean Davis County if

  • Your job is in Salt Lake, at the airport, or on Hill Air Force Base, and you want the shortest commute on the Wasatch Front by freeway or FrontRunner.
  • You want a settled county of mature streets and established parks rather than a new house at the edge of town, and you will pay for the position.
  • A mild winter and a bench above the inversion matter more to you than a cheap house and a big lot.
  • Your idea of the outdoors is a flat trail, a state park island, and a canyon trailhead at the end of the street, with the deep desert as a road trip rather than a backyard.
  • You value a hub airport, three hospitals, and a full bench of services within about twenty-five minutes, without paying to live in Salt Lake City itself.

Lean Uintah County if

  • Price is the priority, and you want some of the lowest home values in Utah, with more house and more land than a Wasatch Front budget can touch.
  • Dinosaur country and open desert are the reason you are looking east, and you want a national monument and a reservoir within an easy drive.
  • Room is the point: acreage, a shop, a trailer, and a view of the High Uintas, the kind of setup no bench lot will hold.
  • You can plan a household budget around the oil and gas cycle, and you would rather have the lower cost of living than a short drive to the city.
  • A three hour drive to Salt Lake is a fair trade for the price, and the Vernal flight covers the trips you do need to make.

These two counties are three hours apart, so almost nobody tours both in a weekend, and the honest truth is that most buyers know which column they are in before they call. If you want to walk either one with someone who knows what each exit means, tell me what matters most and I will connect you with the partner agent who works that county every week.

Financing your move


Numbers for either county.

Because I am licensed in both real estate and mortgage lending, I can help you pressure-test what each county means for your budget before you tour a single home. The two markets ask opposite questions: in Davis it is usually whether a bench resale or a newer west-side build fits what you have in mind, and in Uintah it is whether a household income that rides the oil and gas cycle carries the payment comfortably in a slow year as well as a busy one. Start with the pre-approval guide, which explains what a real pre-approval is and why it matters, then run the affordability calculator with either county's numbers.

If you already own a home, a move to the basin is often a sell-and-buy that frees up real cash, because prices out there run so much lower. The selling-to-buy guide walks the order of operations, the buy-before-you-sell calculator shows whether you can carry both for a stretch, and the equity calculator tells you what you are working with. Loan types, the process, and the hurdles people hit are all in the mortgage guides and the loan-type guide, in plain words and without a figure that goes stale.

Where to start

For general information only. This comparison is educational and is not legal, tax, investment, or financial advice, an appraisal, or a commitment to lend. Real estate brokered by Real Broker, LLC. Mortgage lending through Guild Mortgage Company, NMLS #1794818. Equal Housing Opportunity. I am licensed in both real estate and mortgage lending; on any single transaction I take one role only, never both at once, and you are always free to choose your own agent and lender. See How I Work.

Go deeper


The full guide to each county.

Davis County

The full Davis County page

Every city guide in the county, the whole at-a-glance table, all 15 ranked lists, and the county compared with its other neighbors.

City guides, largest first

Listings: Layton Bountiful Syracuse Kaysville Clearfield

Uintah County

The full Uintah County page

Every city guide in the county, the whole at-a-glance table, all 2 ranked lists, and the county compared with its other neighbors.

City guides, largest first

Listings: Vernal Naples

Selling on one side to buy on the other?

Start with what your current home is worth, built from real local sales rather than an algorithm: Davis County home value or Eastern Utah home value. Then get featured on MovingUtah, where buyers researching this move are already reading.

The seller side

Common questions


Davis County vs Uintah County FAQ.

Is it cheaper to buy a home in Davis or Uintah County?

Uintah County, and by a wide margin. Its median home value is ~$298,600 against ~$505,500 in Davis, one of the largest gaps between any two counties on this site. The reason is distance: Davis sits on the Wasatch Front twenty-five minutes from Salt Lake City, and Uintah sits three hours out on US-40. Both are priced honestly for where they sit. Shop by city and by age of home, but if the price is the deciding factor, the basin is the cheaper county, and not by a little.

Which county is bigger, and which is growing faster?

Davis is far bigger by people, 381,227 against 38,278 in the Census Bureau's July 2025 estimate, and it added more people since the 2020 count too, 18,551 against 2,664. But Uintah is growing faster by rate, +7.5% against +5.1%, off a much smaller base and riding the oil field. Neither is booming the way the counties south of Salt Lake are. Uintah is the far larger county by land, ~4,480 sq mi against Davis's ~299 sq mi.

How far is it between Farmington and Vernal?

About three hours on US-40, over the mountains near Duchesne and out into the Uinta Basin. There is no interstate on the route, and it sees real winter weather, so give it more time in bad conditions. That distance is why these two counties are almost never a live-in-one, work-in-the-other pair; people here choose one and make the Salt Lake run as a trip, not a commute. If you need to be in both regularly, the honest answer is that these are two separate decisions, not two ends of one metro.

Which county has more to do on a weekend?

They are different sizes and it shows. Davis County carries 15 ranked things-to-do lists across its towns on The Local, and Uintah County carries 2. But the marquee draws are on the Uintah side: Dinosaur National Monument and Flaming Gorge are national-caliber sights within an easy drive of Vernal. Davis counters with fifteen towns' worth of close, easy weekends, Antelope Island, canyon trailheads, and Lagoon. Pick by the Saturday you actually want, a day trip to dinosaur country or a bench of options close to home.

Do the two counties run on different economies, and does it matter to a buyer?

It matters a lot. Uintah County runs on oil and gas and agriculture, so pay is higher when the field is busy and the local market, rentals and resales alike, cools when prices drop; a household there budgets across that cycle. Davis County runs on the biggest single-site employer in the state, Hill Air Force Base, plus the wider Salt Lake economy, so its jobs and its housing market are steadier and more predictable. If you want the higher ceiling of a good field year, Uintah has it; if you want a settled, steadier market close to the capital, that is Davis.

Touring both?

Two counties, three hours apart. Let's find your side.

Tell me where the job is, what the budget looks like, and what a good Saturday means to you. I will give you the honest read on Davis versus Uintah, and connect you with the partner agent who works that county every week.

If you buy or sell outside Southern Utah, I connect you with a trusted local partner agent and stay involved through your move. If you work with that agent, their brokerage pays my brokerage (Real Broker, LLC) a referral fee. It comes out of the agent's compensation, not as an added cost to you, and you are always free to choose your own agent.