Live St. George listings, filtered
St. George homes under $500K
This page lists every St. George home for sale under $500K, whoever the listing brokerage is, with the feed coming live from the MLS. Below the list you can read what the money buys in the lower middle of the market and how to buy there.
This page
- Filter
- Price under $500,000
- Area
- St. George, UT
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- Priced high to low
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- Washington County MLS, live
Want it narrower? Tell me your exact spec.
The listings under $500K
Listing information comes from the Washington County Board of Realtors MLS and is deemed reliable but not guaranteed.
Part 1 of 3
Where Under $500K sits
The local read, the median line and the pricing tiers
The local read
Under $500K is the lower middle of the St. George market
In shortSt. George had a 2025 median sale price of $589,990 in my market report, which puts under $500K below the middle. The mix is wide, from newer townhomes to settled three-bedroom homes, with the highest prices first.
In my market report, the 2025 median sale price across St. George was $589,990, so under $500K sits just below the middle. Expect plenty of listings and variety here, and plenty of other buyers too.
This budget reaches a lot of St. George. Newer townhomes and patio homes in the growth areas on the east and south sides sit next to established three-bedroom detached homes in the settled blocks. Master plans like Desert Canyons, and the newer streets on the south side, both feed this price range. The lowest-priced new construction in Divario and the southeast side starts to appear, and the selection of 55-plus communities is deeper here than anywhere else in the region.
Competition is real and steady. Many buyers compete at this price range, which means a well-priced listing moves. A pre-approval in hand is the difference between watching and acting when a good one lists. Spring is the most active season; the winter months slow the pace a bit.
Looking at context before you browse? The cost of living page sets the budget picture, and the St. George guide covers the full valley. If a listing here feels right, let me know.
Stretch math
One step up
under $600K takes in the median, where newer detached builds with a third bay and more square footage start to be the expectation rather than the exception. Worth a look if your range has give.
One step down
under $400K is the lowest price range: condos, townhomes, and older detached homes that need work. Fewer listings, faster competition, and the most constrained selection in the valley.
Either way
Treat the price range as a starting point, not a final answer. Give me your must-haves and I will say which price range really fits them.
How my dual role works. I am licensed in both real estate and mortgage lending. For each purchase I serve in one role only, never both together, and I name that role up front. You are always free to choose your own agent and your own lender. The full explanation is on How I Work.
The median line
Where under $500K falls against the St. George middle
The St. George median sale price is $589,990 (2025), so under $500K sits a bit under the middle. The bar goes left to right as prices rise. Gold shows the part this page covers, and the pin shows the median sale price.
The pricing tiers
Which St. George price range fits your budget?
All St. George homes sit on one of these six pages, each with live listings and a short local read on its price range. Look for the lit tile to see which page is open.
Under $400K
The starting pointSee homes under $400KUnder $500K
St. GeorgeUnder $600K
One step upSee homes under $600KUnder $700K
Two steps upSee homes under $700KUnder $800K
Three steps upSee homes under $800KOver $800K
The top of the marketSee homes over $800KOr set your own filters
Search every St. George listing on a mapSet the price, bedrooms, bathrooms and type of home you want, and the homes that match are placed on the map for you.Open the map searchPart 2 of 3
What the money buys
What the money buys, hold, stretch, or step down and the towns next door
What the money buys
Under $500K comes in three shapes
This price range is one of the most varied in St. George, and the balance between attached and detached is closer here than at either end. Knowing which of the three you are after focuses a busy search.
Newer townhomes and patio homes
The middle of the attached market: larger plans, better finishes, and two-car garages in the growth areas on the east and south sides. A lower-upkeep option with more polish than the low end.
The downside: a shared wall. The payoff: newer construction and low near-term maintenance.
Established three-bedroom detached homes
The backbone of this price range: single-family homes in the settled south-side and west-side blocks, often with updated kitchens and mature desert landscaping on real lots.
The catch: an older home. What it buys: a full yard and a detached home in an established neighborhood.
Lowest-priced new construction
The lower end of the new-build market in the growth areas, especially on the southeast side and in Divario, where production builders bring smaller plans to market below the median.
The catch: a newer-subdivision setting and a smaller floor plan. The upside: a new home with builder warranty and current finishes.
Some weeks bring more of one type than the others. The live listings at the top of the page show what is really on the market today. Want the full neighborhood map? Browse all St. George communities.
Hold, stretch, or step down
What each price range buys
Moving down or up a price range changes the kind of home you buy, not only its size. The table shows what shifts at each list price as you cross a line. Look at the middle column to see the page you are on.
| Comparison point | Under $400K | Under $500K This page | Under $600K |
|---|---|---|---|
| Typical home shape | Condos, townhomes, and older detached homes needing work | A broad mix of newer patio homes and settled three-bedroom detached homes | Newer detached homes, often with a third garage bay or a bonus room |
| What you usually give up | Fresh finishes, move-in condition, and often a private yard | A bit of square footage near the cap | Mostly just more budget |
| What you usually gain | The lowest prices in the valley | A wide variety of homes | Newer build years, more space, a third garage bay |
| Where these homes are found | Clusters of attached homes and older south-side streets | The east and south growth areas and the settled west-side grid | Master-planned communities and newer subdivision streets |
| How the competition feels | Thin and fast: sound homes go quickly | Among the busiest price ranges anywhere in the valley | Steady, with some time to think it over |
Price is where the search begins, not where it ends. The one or two things you must have decide the rest. Send me those things and I will say which page fits them best.
The towns next door
What does under $500K buy in the towns next door?
Other towns have their own price pages. Here is where under $500K falls in the four nearest towns with them, plus the link to open in each one.
The gold line stops at Under $500K, the top price of this page.
Figures: Washington County MLS via my Hurricane market report; Washington County MLS via my Ivins market report; Washington County MLS via my Santa Clara market report; Washington County MLS via my Washington market report, one report per town. Each number is the one on that town's own page, with its source named. The drive times come from the Utah drive times tool.
Part 3 of 3
Winning a busy price range
A four-step play
A four-step play
How to move at the lower middle of the market
This is one of the busiest price ranges in St. George. More inventory and more choice, but also more buyers. Readiness and a clear must-have list are what separate the buyers who close from the ones who keep looking.
Get pre-approved first
Below the median, a pre-approval letter is non-negotiable. This is one of the most competitive price ranges in the valley, and sellers expect you to be ready.
Pin your must-haves
Name the one or two things driving the search, attached or detached, a third bay, a specific side of the valley, so you are not re-deciding the target at every showing. This part of the market has a lot of doors; knowing which one you want keeps the search honest.
Get on first-look alerts
Well-priced homes in this range move quickly, especially in spring. If you see a match the morning it lists, you stay a step ahead of the weekend crowd.
Tour with someone who has seen the nearby sales
Knowing which streets and master plans hold value, and which list prices are real, is where local knowledge pays off. Walk the buying process and the art of the offer whenever you want the detail.
Client reviews
What a past client said
These are real reviews from past clients, shown as they wrote them.
Posted by past clients on Google and Experience.com.
If you want a very competent, knowledgeable, personable, honest realtor, who has your back every step of the way, Scott is your guy! He leaves no stone unturned and genuinely has your best interests in mind at all times. He communicates every move. Working with Scott definitely made this the easiest and most stress free real estate transaction that I have ever experienced!! Thank you, Scott!!
From The Local
More than a budget
A price range picks the house, while the town shapes daily life after the move. Here are my St. George guides on The Local, written from time on the ground and not from search results.
About 50 minutes to the south gateZion from your front door
The drive, which entrance to use, and the quieter Kolob side.Read the guide
Ranked by effortEight hikes, easiest to hardest
Ranked by effort, from the river trail and Pioneer Park to Snow Canyon and the petroglyph mesa.Read the guide
A winter riding townWhere to ride a bike
Bearclaw Poppy, Barrel Roll and the desert reserve, with the best riding in winter.Read the guide
Ranked by a localWhat to do first in town
Snow Canyon, Pioneer Park, golf in December and Streetfest, picked by a local.Read the guide
For your first year hereWhat your first year is like
How each season feels, plus plain talk about the summer heat.Read the guide
Golf in St. George, sorted outChoosing a golf course
The city courses, the resorts on the north end near Snow Canyon, and where to play in winter.Read the guideQuick answers
Under $500K in St. George, answered
You find a broad mix below the middle of the market: newer patio homes and townhomes in the growth areas, established three-bedroom homes in the settled blocks, and the lowest-priced new construction on the southeast side and in Divario. 55-plus communities are also well represented here. Listings change every week, so check the live homes above for what is for sale now.
I draw these price ranges from the homes listed in town, so each page matches how people search St. George. The median sale price was $589,990 in 2025 per my market report, so under $500K sits below the middle, with many listings, a lot of variety and a lot of buyers.
Yes, at the low end. The under $400K page covers condos, townhomes, and older detached homes that need work: real inventory, just thinner and faster than this range.
Quickly in spring and summer, when this price range is at its most active. Well-priced homes can be under contract within a week or two, sometimes faster. Winter is calmer. Homes here are listed from the highest price down, so you can start at your limit and work down.
Often, yes. St. George has a large, well-established supply of 55-plus and one-level homes, and single-story options are well represented in this range. Note that some listings described as one story sit over a full basement. Use the single-story homes page to see only those.
A pre-approval letter and a brief must-have list. Many buyers shop this price range in St. George, so being ready when a good home lists decides whether you make the offer or watch someone else do it.
Talk to Scott
Shopping below the middle of the market, where the most choice lives?
This price range has deep inventory in St. George and a lot of buyers. Tell me your must-haves and I will sort the real ones from the rest and flag the fits the morning they list.
Why work with me
- I know what sold down the streetWhen you like a listing, send it over. I will pull the recent sales near it so the price makes sense before you offer.
- Tours for any listingNo matter who listed a home, I can show it to you. Name the homes you like and I arrange the showings.
- The lender angleI am licensed in both real estate and lending. On any one purchase I take one role. If I am your lender, I can say early how an older home might fit a loan.
- Answers within a business dayLeave a call or a text, and I write back inside one business day.
Or call me: (435) 357-4345I reply within one business day.