Live St. George listings, filtered
St. George homes under $400K
Every St. George home listed under $400K appears right here, whichever brokerage holds it, straight from the MLS. Further down, I cover what this much money gets in town and how to shop at the low end.
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The newest listings under $400K
Listing information comes from the Washington County Board of Realtors MLS and is deemed reliable but not guaranteed.
Part 1 of 3
Where Under $400K sits
The local read, the median line and the pricing tiers
The local read
Under $400K is the entry door to St. George
In shortSt. George homes sold for a median of $589,990 in 2025, per my market report, so under $400K sits well below the middle. It is the cheapest way into town: condos, townhomes, and smaller or older detached houses, with the newest listings first.
Here is the number to keep in mind. My market report shows a 2025 median sale price of $589,990 across St. George, which puts under $400K well below the middle. This is the value end of a big market, so fewer homes are for sale and the sound, move-in ready ones get noticed fast.
Two paths open up at this price. Most of the supply is attached: condos, townhomes, and smaller patio homes near Utah Tech and the west-side golf corridors. The other path is an older detached home in the settled blocks near downtown or on the south side, priced low because the kitchen, a roof, or the systems are due for an update. The budget is the same, but the work ahead is not. Below, three kinds of homes show what each path asks of you.
Because this is the thin, fast end of St. George, readiness matters more here than at any other price. A sound listing at this number can go under contract within a weekend in spring, and a pre-approval in hand lets you make an offer while others are still deciding. Spring is the busiest season, with the most buyers chasing each low-priced home. Winter is calmer.
Still working out a budget? The cost of living page shows the everyday costs, and the St. George guide covers the whole valley. When a listing looks right, reach out.
Stretch math
One step up
under $500K is the next price range up, with a broader mix of homes in St. George. If your range has any give, it opens up newer attached homes and established three-bedroom houses across the valley.
The lowest range
Nothing sits below this page. It is the lowest St. George price range, so the choice here is about the kind of home, an attached one or a fixer, not a lower price.
Either way
at the low end of the market, what you can change is the kind of home and its condition, not the price. Tell me if you want an attached home near Utah Tech or a detached house near downtown that needs work, and I will say whether it sells under $400K or a step up.
How my dual role works. I am licensed in both real estate and mortgage lending. On any one purchase I take a single role, never both at once, and I tell you which. You are always free to choose your own agent and your own lender. The full explanation is on How I Work.
The median line
How far under $400K falls short of the St. George middle
Across St. George the median sale price is $589,990 (2025), and under $400K lands well beneath it. Read the bar from left to right as prices climb. The gold stretch shows this page, and the pin shows the median sale price.
The pricing tiers
Which St. George price range fits your budget?
Every St. George home for sale lands on one of these six pages. Each has live homes and a short read on what that range buys in town. You are on the lit tile right now.
Under $400K
St. GeorgeUnder $500K
One step upSee homes under $500KUnder $600K
Two steps upSee homes under $600KUnder $700K
Three steps upSee homes under $700KUnder $800K
Four steps upSee homes under $800KOver $800K
The top of the marketSee homes over $800KOr set your own filters
Browse all St. George homes on one mapPick your own price, bedrooms, bathrooms and home type, then watch the matching homes show up on the map.Open the map searchPart 2 of 3
What the money buys
What the money buys, stretch up, or hold here and the towns next door
What the money buys
Under $400K comes in three shapes
Nearly every home at this price fits one of three types. A newer detached house at this number in St. George is rare and usually means a compact plan or an outer location. That leaves attached homes, fixer-uppers, and smaller older homes, and each asks something different of you.
Condos and townhomes
The steadiest source of homes under $400K. Attached construction near Utah Tech and along the west-side golf corridors, with smaller floor plans and low-upkeep lots. The dependable way to own in St. George at the entry number.
What you accept: a shared wall and fewer upgrades. What you get: the cheapest way to own in the valley.
Older detached homes that need work
Single-family houses in the established blocks near downtown and the south side, priced for a kitchen, a roof, or a systems update you will take on. Full lots and mature desert landscaping come with the project.
The downside: a project you finish over time, so get a careful inspection first. The payoff: detached square footage and a private lot the west-side condos cannot match.
Smaller homes farther from the center
Compact detached homes on the edges of the valley, plus the occasional smaller plan that lands in range. Less central, but freestanding and at the entry number.
The cost: a spot farther from the center or a smaller home. What it buys: a home that stands on its own, with no shared wall.
In any week, one type may be plentiful while another is missing, which is normal at the low end. The live listings at the top of the page show which of them is actually for sale today. Want the full neighborhood map? Browse all St. George communities.
Stretch up, or hold here
What each price range buys
The price ranges above do not just add square footage; they change what kind of St. George home you are buying. Here is the list-price read on what shifts as you climb from the $400K floor toward the median and past it. The column on the left is the page you are on.
| Comparison point | Under $400K This page | Under $500K | Under $600K |
|---|---|---|---|
| Typical home shape | Condos, townhomes, and older houses that need repairs | A wide mix of newer townhomes and settled three-bedroom homes | Newer detached builds, more often with a third bay or bonus room |
| What you usually give up | Updates, condition, and often a private yard | A little floor space as you near the cap | Mostly just more budget |
| What you usually gain | The cheapest entry in the valley | A wide mix of listings | Newer build years, more space, larger lots |
| Where you will usually find them | Pockets of attached homes and older south-side streets | Growth areas on the east and south sides | Master-planned communities like Desert Canyons and Divario |
| How the competition feels | A short list, and the good ones go in days | One of the busiest price ranges in town | Steady, with a little extra time to choose |
At the floor of the St. George price ranges, the price range you shop comes down to one call: attached and move-in, or detached with a project. Tell me which side you land on and I will point you to the right line and the areas that carry it.
The towns next door
What does under $400K buy in the towns next door?
Towns close to St. George keep price pages of their own. This shows where under $400K falls in the four nearest towns that have them, with a link to the page in each.
The gold line marks the ceiling for this page, Under $400K.
Figures: Washington County MLS via my Hurricane market report; Washington County MLS via my Ivins market report; Washington County MLS via my Santa Clara market report; Washington County MLS via my Washington market report, a separate report for each town. Every number comes from that town's page, which names its source. Drive times come from the Utah drive times tool.
Part 3 of 3
Shopping the low end well
A four-step play
A four-step play
How to move at the low end
The starting price range is thin and fast in St. George, so the buyers who win are the ready ones. The steps below show the order I follow.
Get pre-approved first
At the lowest price range, sound St. George homes can be gone by Monday when spring is tight, so a pre-approval letter is your ticket to act the day one lists, not after.
Fix your must-haves and your project limit
Under $400K in St. George splits cleanly: an attached condo or townhome you move into, or an older detached house you improve over time. Decide which, and how much work you will shoulder, and the search narrows faster than any price filter.
Get on first-look alerts
Sound listings at this number can go under contract within a weekend in spring. Catching a good fit the morning it lists gives you a real head start. I flag matches for my buyers before the crowd sees them.
Tour with a guide who knows nearby sales
A low price is sometimes low for a real reason, and someone who knows these streets can tell which. Walk the full buying process and the art of the offer whenever you want the detail.
Client reviews
What a past client said
These are real reviews from past clients, shown as they wrote them.
Posted by past clients on Google and Experience.com.
If you want a very competent, knowledgeable, personable, honest realtor, who has your back every step of the way, Scott is your guy! He leaves no stone unturned and genuinely has your best interests in mind at all times. He communicates every move. Working with Scott definitely made this the easiest and most stress free real estate transaction that I have ever experienced!! Thank you, Scott!!
From The Local
More than a budget
Price picks the house, but the town shapes daily life after the move. These are my St. George guides on The Local, the MovingUtah side that covers places. I wrote each one from time spent on the ground.
Ranked by a localTwelve things to do first
A local ranks the list, with Snow Canyon, Zion as a day trip, golf in December and Pioneer Park.Read the guide
For your first year hereYour first year, season by season
What winter, spring, summer and fall are really like, with honest notes on the heat.Read the guide
Golf in St. George, sorted outGolf, sorted out
City courses, resorts near Snow Canyon, the bigger names, and what to play in winter.Read the guide
A winter riding townMountain biking in a winter riding town
Trails like Bearclaw Poppy and the Zen Trail, in a riding season that peaks in January.Read the guide
The season people move forWinter days in town
Mild, sunny days in the fifties and sixties, with golf and trails all season and almost no snow in town.Read the guide
The race calendarRaces and sport all year
The October marathon, the Huntsman World Senior Games, pickleball and Utah Tech athletics.Read the guideQuick answers
Under $400K in St. George, answered
The low end of the market: condos and townhomes near Utah Tech and the west-side corridors, older detached homes in the south-side blocks that need real work, and the smaller stock on the outer streets. A newer detached home you can move into with no work is rare at this number. Listings come and go each week, so the live homes above show what is real today.
I draw these St. George price ranges from the homes listed in town, so the pages match the way buyers search. The 2025 median sale price was $589,990 per my market report, so under $400K is the low end of the market, well below the middle.
Yes, but not often. Most homes under $350K are condos and the smallest townhomes, and they sell fast. Homes at that level are rare, so be ready to act the day a sound one lists.
At the St. George floor the sound ones can go under contract within a spring weekend, since this slice sits below the median in a deep market. Winter and the peak of summer heat run slower and kinder to buyers. Either way the low end stays competitive, which is why this page sorts newest first and why I flag matches for my buyers the morning they list.
Sometimes. Single-level homes at this number turn up mostly as older detached houses or a few attached homes. Some homes listed as one story sit over a full basement, so expect stairs. Open the single-story homes page to see just those.
A pre-approval letter, a short must-have list, and a clear line on how much work you will take on, attached and move-in or a detached project. At the St. George floor you may not get a second weekend to decide.
Talk to Scott
Eyeing the cheapest homes, where the good ones go first?
This is the thinnest, fastest end of the St. George market. Tell me what you want to spend and what you need. I will point out the good ones while they are fresh, and I will tell you straight when a low price hides a problem.
Why work with me
- I check nearby sales for youIf a listing catches your eye, send it my way. I look at what homes close by sold for before you decide on an offer.
- Any home, any listing agentWhichever brokerage listed it, I can get you inside. Tell me which homes you want to tour and I set up the visits.
- A lender's eye, tooI am licensed in both real estate and lending. On any one purchase I take one role. If I am your lender, I can tell you early whether a smaller or older home may be harder to finance.
- Quick repliesWhether you call or text, expect an answer inside one business day.
Or call me: (435) 357-4345I reply within one business day.